560 SMITHFIELD PLACE, The Villages, FL, 32162 | $399,000

NO BOND | GOLF CART GARAGE | ¼-ACRE LOT w/ ROOM FOR A POOL | VILLAGE OF BELVEDERE

Welcome to this beautiful Oleander Model filled with an abundance of natural light in the desirable Village of Belvedere, The Villages, FL—just 1. 4 miles by golf cart to Buffalo Ridge Plaza, including Target, Hobby Lobby, and Costco! Situated on a spacious ¼-acre lot, this property offers room for a future pool, expanded outdoor living, and backs up its charm with key updates and classic style.

Key Features Include:

NO BOND
Roof replaced in 2020
1-year-old refrigerator
Electric stove w/ optional gas hookup
Gas furnace & gas water heater
Golf cart garage
Tray ceilings in master & dining room
Vaulted living room ceiling with arched-top picture window for bright, natural light
Tile Flooring throughout
Inside Laundry
Screened lanai for year-round enjoyment
Second bath with soaking tub
Traditional Floor Plan with a Modern Twist:

Enjoy a large eat-in kitchen with center island and abundant cabinet space—perfect for casual gatherings. The formal dining room is set apart for entertaining, and the sun-filled living room feels open and inviting thanks to soaring ceilings and big windows. It’s a traditional layout—complete with separate kitchen and dining spaces—but has just enough modern flair to feel current without losing its classic appeal.

Location Highlights:

Positioned on Belvedere Rd for great access to shopping - all accessible by golf cart!
Golf cart access to 6 pools via nearby Bonnybrook & Pimlico Rec Centers
Minutes from Nancy Lopez Championship Golf & Pimlico Executive Course
Close to Lake Sumter Landing, Spanish Springs and Polo Fields

This home offers value, comfort, and unbeatable access—perfect for retirees, snowbirds, or out-of-state buyers looking to enjoy everything The Villages has to offer!

Ad Valorem Taxes (Annual): $3004. 36

Non-Ad Valorem Taxes:
Fire: $320 | Maintenance: $432. 86
Bond: $0

Monthly Amenity Fee: $204

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s), Wheelchair Access
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Style: Ranch
  • Year Built: 2004
  • Garage: 2-car Golf Cart Garage
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,667
  • Acreage: 0.25
  • Est. Taxes: $3,855
  • Adult Communities: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: G5104431
  • Days on Market: 85 days
  • Website: https://www.raveis.com
    /prop/G5104431/560smithfieldplace_thevillages_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/20/2026 11:47:08 AM)
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES   Phone: 352-753-7500

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

560 SMITHFIELD PLACE, The Villages, FL, 32162

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.144% 5.541%
Monthly Tax Payment $321 $321 $321
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,787 $1,912 $2,566
Total Monthly Payment $2,183 $2,308 $2,962

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.