46 Little Oak Lane, #46, Rocky Hill, CT, 06067 | $265,000

Rarely Available First-Floor Ranch at the Highly Desired Oaks Condominiums! Welcome Home to your spacious and energy-efficient 2-bedroom, 2-full bathroom condominium. Unit offers easy living with TWO assigned parking spaces right on side of the unit! Open floor plan with a Corner wood-burning fireplace for cozy evenings in the combo living & dining area. Kitchen featuring granite countertops, breakfast bar, gas stove, and newer stainless-steel refrigerator. NEW Washer/Dryer stacked for additional easily accessible pantry space! Two Generously sized bedrooms with walk-in closets and newer carpeting. Your Primary suite has your own private full bathroom! Slider to Private patio enclosed by larger mature arborvitaes -perfect for relaxing outdoors. Energy-efficient gas furnace 9 years young. Newer 40 gallon water heater, Gas heat and central air conditioning. Casement windows for improved insulation. Pet-friendly complex, and Conveniently located near Big Y, Restaurants, Banks, and a medical facility. Just 1/2 mile from major highways for easy commuting. This well-maintained, move-in-ready condo is a rare gem-don't miss your chance to "Move Right In" at The Oaks! Property is priced to $ell As-Is. Professional pictures prior to active date. In process of getting ready for your appointment: )

Features

  • Parking: 2-car
  • Heating: Hot Air
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Main Level
  • Complex: The Oaks
  • Year Built: 1986
  • Common Charge: $269 Monthly
  • Above Grade Approx. Sq. Feet: 1,060
  • Est. Taxes: $4,452
  • Lot Desc: Level Lot
  • Elem. School: West Hill
  • Middle School: Per Board of Ed
  • High School: Rocky Hill
  • Pets Allowed: Yes
  • Pet Policy: Pets are allowed.
  • Appliances: Gas Cooktop,Gas Range,Microwave,Refrigerator,Disposal,Washer,Dryer
  • MLS#: 24117469
  • Website: https://www.raveis.com
    /raveis/24117469/46littleoaklane_rockyhill_ct?source=qrflyer
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Room Information

Type Level
Bedroom 1 Main
Dining Room Main
Living Room Main
Primary Bedroom Main

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NMLS Mortgage Loan Originator ID 829975

860.990.4029

Jennifer.Carreto@raveis.com

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46 Little Oak Lane, #46, Rocky Hill, CT, 06067

$265,000

Susan Hermanson

Sales Associate

William Raveis Real Estate

Phone: 860.655.4166

Susan.Hermanson@raveis.com

Jennifer Carreto

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.990.4029

Jennifer.Carreto@raveis.com

NMLS Mortgage Loan Originator ID 829975

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $212,000 $212,000 $212,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.521% 6.292% 5.628%
Monthly Tax Payment $371 $371 $371
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,237 $1,288 $1,718
Total Monthly Payment $1,683 $1,734 $2,164

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.