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Presented by
Maureen Reeve |
3100 N CANAL DRIVE, Palm Harbor, FL, 34684 | $529,900
Experience refined waterfront living in Lake Tarpon Estates. Situated in an X flood zone with no flood insurance required, 3100 N Canal Drive rests along a tranquil canal just moments from , offering direct water access and an exceptional Florida lake lifestyle.
This beautifully maintained 4-bedroom, 2-bath residence blends comfort and sophistication with a bright, open-concept design ideal for both entertaining and everyday living. Expansive windows frame serene canal views, bathing the interior in natural light and creating a peaceful ambiance throughout. Recent improvements include a NEW ROOF and NEW INTERIOR PAINT, enhancing both value and appeal.
The spacious primary suite features a large walk-in closet and private bath, while three additional bedrooms provide flexibility for guests, family, or a home office. Generous storage and a dedicated laundry room add to the home’s functionality.
Outdoors, the property truly shines. Positioned on a 0. 24-acre corner lot with approximately 90 feet of canal frontage, the backyard invites you to embrace the waterfront lifestyle with a private patio, storage shed, mature tropical landscaping, and direct canal-to-lake access. Ample space allows for boat or RV parking, and the absence of HOA restrictions offers added freedom and versatility.
Lake Tarpon spans 2, 534 acres with a 52-square-mile watershed and is widely regarded as one of Florida’s premier bass fishing lakes. Anglers also enjoy abundant bluegill and redear sunfish, making it a year-round destination for freshwater recreation.
Conveniently located near downtown Palm Harbor, shopping, dining, recreation, major roadways, and Tampa International Airport, this exceptional property combines peaceful waterfront living with everyday convenience.
A rare opportunity to own a canal-front retreat with direct access to Lake Tarpon—where elegance meets the ultimate Florida lifestyle.
Features
- Rooms: 5
- Bedrooms: 4
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Style: Ranch
- Year Built: 1973
- Garage: Driveway, Off Street, Oversized, RV Parking
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,968
- Acreage: 0.24
- Est. Taxes: $3,516
- Lot Desc: Corner Lot, Landscaped, Level, Oversized Lot, Private
- View: Water
- Water Front: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
- MLS#: TB8450337
- Days on Market: 148 days
- Website: https://www.raveis.com
/prop/TB8450337/3100ncanaldrive_palmharbor_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Maureen ReeveSales Associate
774.571.9109
Maureen.Reeve@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3100 N CANAL DRIVE, Palm Harbor, FL, 34684
$529,900
Maureen Reeve
Sales Associate
William Raveis Real Estate
Phone: 774.571.9109
Maureen.Reeve@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $423,920 | $423,920 | $423,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $293 | $293 | $293 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,610 | $2,677 | $3,520 |
| Total Monthly Payment | $2,995 | $3,062 | $3,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388