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Welcome to your very own pent house in the heart of Morningside Heights, a rare HDFC co-op with no income or resale restrictions and exceptional value. This top floor two-bedroom offers great light, a practical layout, and the charm of a well-kept pre-war building, making it an ideal home for students, first-time buyers, or anyone seeking a comfortable, well-managed space near Columbia University and Riverside Park. Key Features • Two-bedroom, one-bath home • Pent house level with eastern, western and southern exposures for consistent natural light • High ceilings and new hardwood flooring • Separate living room and spacious eat-in kitchen • In-unit washing machine for added convenience • Well-proportioned bedrooms • Pre-war charm with thoughtful updates Building Highlights • Well-managed HDFC coop with no income or resale restrictions • Co-purchasing, guarantors, and parents buying for children allowed • Subletting permitted after two years • Pet-friendly • Live-in superintendent (he owns) • Upgraded laundry room • Shared courtyard • Bike storage • Video intercom security Location Perks • Near Columbia University, Barnard College & Manhattan School of Music • Close to Riverside Park & Sakura Park • Surrounded by local cafés, restaurants & conveniences • Easy transportation via the 1 train and M4/M104 buses A bright, comfortable home in a prime neighborhood offering space, character, and standout value in one of Manhattan’s most beloved academic and cultural hubs.
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
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Our Executive Mortgage Banker:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $400,000 | $400,000 | $400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,396 | $2,495 | $3,295 |
| Total Monthly Payment | $2,488 | $2,587 | $3,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.