249 West Ridge Terrace, Rutland Town, VT, 05701 | $469,000

Welcome Home to this spacious, beautifully maintained 3-bedroom, 3. 5-bath raised ranch located in one of Rutland Town’s most desirable neighborhoods. Offering comfort, convenience, and exceptional living space, this home is perfect for those seeking both functionality and style. Step inside to the main level where you are greeted with beautiful hardwood floors and a bright and inviting layout, ideal for everyday living yet big enough for the largest of family gatherings! The open concept kitchen/dining area is the perfect spot, you will be one hosting all the holiday dinners! Just down the hall is the expansive primary en-suite, providing a private retreat with plenty of room to relax. A junior en-suite adds convenience and flexibility for guests or extended family. The lower level offers a fantastic finished family room complete with a wet bar, perfect for gatherings, game nights, or additional living space. Outside you'll find that each level of the home offers its own oversized composite deck, both overlooking the stunning views of Rutland City and the glorious mountains in the distance, providing the perfect backdrop for spectacular sunsets, summer barbecues, or simply unwinding at the days end. With its wonderful location, generous living spaces and thoughtful features including 41 solar panels, this home checks all the boxes. Don’t miss your chance to own this beautiful property in a sought-after Rutland Town community!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 1 full / 2 three-quarter / 1 half
  • Style: Raised Ranch
  • Year Built: 1987
  • Garage: 2-car Garage
  • Heating: Baseboard,Heat Pump,Hot Water
  • Cooling: None
  • Basement: Daylight,Finished,Interior Stairs,Walkout
  • Approx Sq. Feet: 2,955
  • Acreage: 0.72
  • Est. Taxes: $4,853
  • Lot Desc: Mountain View,Slight,View,Neighborhood,Near Hospital
  • Elem. School: Rutland Town School
  • Middle School: Rutland Town School
  • High School: Choice
  • MLS#: 5070349
  • Website: https://www.raveis.com
    /prop/5070349/249westridgeterrace_rutlandtown_vt?source=qrflyer
©2025 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/10/2025
Listing courtesy of Welcome Home Real Estate   Phone: 802-446-4616
Listing Agent: Rhonda Nash

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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249 West Ridge Terrace, Rutland Town, VT, 05701

$469,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,200 $375,200 $375,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.583% 6.533% 5.764%
Monthly Tax Payment $404 $404 $404
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,219 $2,341 $3,064
Total Monthly Payment $2,698 $2,820 $3,543

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.