221 WHITE OAK CIRCLE, Maitland, FL, 32751 | $869,000

One or more photo(s) has been virtually staged. Stately brick home in a premier Maitland neighborhood—set beneath a canopy of mature oaks on a lush 1/3-acre lot, this 4-bedroom, 2-bathroom home offers just under 2, 500 SF of timeless elegance and modern comfort. A covered front porch perfect for rocking chairs, brick-paver walkway, double entry doors, and side-entry garage create an inviting first impression.

The open layout makes everyday living and entertaining effortless. The heart of the home is the remodeled kitchen, featuring a large floating island with seating, pendant lighting, custom cabinetry, granite countertops, stainless steel appliances—including a built-in oven and 6-burner propane cooktop—and a coffee/beverage bar. Sunlight pours through the home, illuminating engineered hardwood floors, crown molding, built-ins, and a stacked-stone wood-burning fireplace, all adding warmth and character.

The split-floor plan offers privacy and functionality. The spacious primary suite provides a serene retreat with a remodeled bathroom featuring a seamless-glass walk-in shower, private water closet, marble countertops, custom cabinetry, and a jetted/heated tub with brand-new pump and heater (2025). Guest bedrooms are generously sized, including one with a huge walk-in closet providing ample storage, while the remodeled guest bath features dual sinks, granite countertops, and custom cabinetry, with direct pool access. An indoor laundry room adds convenience.

Step outside to a private backyard oasis: a fully fenced paradise with a large saltwater pool, water feature, expansive brick-covered patio with bar, mini-fridge, hot/cold sink, stub-out for future grill, cypress tongue & groove ceilings, lighting, fans, and retractable screens. Enjoy an outdoor hot/cold shower, wood deck, gazebo, mature landscaping with avocado, lemon, and lime trees, two sheds, and an 8x12 greenhouse with power and irrigation.

Meticulous care is evident with upgrades including a new roof with hurricane straps (2021), AC ductwork (2022), electrical panels (2023), on-demand tankless water heaters (<5 years), full spray-foam insulation, high-wind-rated double-pane windows, whole-house water softener (2025), and fresh exterior (2023) and interior paint (2025).

Perfectly positioned across from Orangewood School (K–12) and minutes from Lake Sybelia Elementary, enjoy peaceful walks around the shores of Lake Sybelia, visit the lakeside park, or bike to Independence Lane and Lake Lily for farmers markets, dining, and community events. Quick access to I-4 keeps the city within reach while preserving the tranquility of a quiet, tree-lined enclave.

A rare combination of style, upgrades, and lifestyle—this home is ready for your next chapter.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1977
  • Garage: 2-car Driveway, Garage Faces Side, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 2,500
  • Acreage: 0.33
  • Est. Taxes: $4,077
  • HOA Fee: $325 Annually
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • View: Pool
  • Pool: In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Softener
  • MLS#: O6361867
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/O6361867/221whiteoakcircle_maitland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/6/2025 7:47:07 PM)
Listing courtesy of KELLER WILLIAMS WINTER PARK   Phone: 407-545-6430

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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221 WHITE OAK CIRCLE, Maitland, FL, 32751

$869,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $695,200 $695,200 $695,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.110% 5.952%
Monthly Tax Payment $340 $340 $340
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,002 $4,168 $5,773
Total Monthly Payment $4,434 $4,600 $6,205

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.