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One or more photo(s) has been virtually staged. PRICED BELOW RECENT COMPS! Escape winter in this fully remodeled, first-floor luxury villa just 3 minutes to Indian Rocks Beach! Resort-style living in Shipwatch with heated pool, marina, tennis, pickleball, a private garage, NO assessments, and total peace of mind!
Trade snow boots for flip-flops and wake up every day in paradise! This beautifully updated, first-floor luxury villa offers the effortless Florida lifestyle winter residents dream about—just three minutes from the sugar-white sands of Indian Rocks Beach.
Located in the highly desirable, pet-friendly Shipwatch Yacht & Tennis Club, this home delivers resort-style living with none of the hassle. Even better, it’s milestone-inspection exempt, has no pending assessments, and experienced no flooding or storm damage, so you can relax and enjoy your season with complete peace of mind.
Step inside and feel instantly at home. Fully renovated in 2025, this villa lives like new, featuring a bright open-concept layout, a gorgeous chef-inspired kitchen, two spa-like remodeled baths, new flooring, fresh paint, and a brand-new A/C system—perfect for comfortable year-round living.
Your mornings begin on the private patio overlooking peaceful water views, coffee in hand, palm trees swaying, and warm coastal breezes setting the tone for the day. The spacious primary suite offers a true retreat with a walk-in closet and a beautifully updated en-suite bath.
This home also includes a private, deeded garage—a rare and valuable perk near the beach—and is located just steps from a heated pool and fitness center, making everyday living easy and enjoyable.
Shipwatch Yacht & Tennis Club spans 56 lush waterfront acres along the Intracoastal, offering tennis, pickleball, marina access, walking trails, two pools, social clubs, and vibrant community events—all wrapped in a relaxed, welcoming atmosphere ideal for seasonal residents.
With one of the most all-inclusive HOAs in Pinellas County, nearly everything is covered except electricity, allowing for simple, predictable ownership while you focus on enjoying the sunshine.
Whether you’re escaping winter, spending extended seasons in Florida, or securing your perfect coastal retreat, this villa offers the lifestyle you’ve been waiting for.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$411,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $328,800 | $328,800 | $328,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.541% |
| Monthly Tax Payment | $300 | $300 | $300 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,867 | $1,969 | $2,643 |
| Total Monthly Payment | $2,242 | $2,344 | $3,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.