11510 SHIPWATCH DRIVE, #1372, Largo, FL, 33774 | $411,000

One or more photo(s) has been virtually staged. PRICED BELOW RECENT COMPS! Escape winter in this fully remodeled, first-floor luxury villa just 3 minutes to Indian Rocks Beach! Resort-style living in Shipwatch with heated pool, marina, tennis, pickleball, a private garage, NO assessments, and total peace of mind!

Trade snow boots for flip-flops and wake up every day in paradise! This beautifully updated, first-floor luxury villa offers the effortless Florida lifestyle winter residents dream about—just three minutes from the sugar-white sands of Indian Rocks Beach.

Located in the highly desirable, pet-friendly Shipwatch Yacht & Tennis Club, this home delivers resort-style living with none of the hassle. Even better, it’s milestone-inspection exempt, has no pending assessments, and experienced no flooding or storm damage, so you can relax and enjoy your season with complete peace of mind.

Step inside and feel instantly at home. Fully renovated in 2025, this villa lives like new, featuring a bright open-concept layout, a gorgeous chef-inspired kitchen, two spa-like remodeled baths, new flooring, fresh paint, and a brand-new A/C system—perfect for comfortable year-round living.

Your mornings begin on the private patio overlooking peaceful water views, coffee in hand, palm trees swaying, and warm coastal breezes setting the tone for the day. The spacious primary suite offers a true retreat with a walk-in closet and a beautifully updated en-suite bath.

This home also includes a private, deeded garage—a rare and valuable perk near the beach—and is located just steps from a heated pool and fitness center, making everyday living easy and enjoyable.

Shipwatch Yacht & Tennis Club spans 56 lush waterfront acres along the Intracoastal, offering tennis, pickleball, marina access, walking trails, two pools, social clubs, and vibrant community events—all wrapped in a relaxed, welcoming atmosphere ideal for seasonal residents.

With one of the most all-inclusive HOAs in Pinellas County, nearly everything is covered except electricity, allowing for simple, predictable ownership while you focus on enjoying the sunshine.

Whether you’re escaping winter, spending extended seasons in Florida, or securing your perfect coastal retreat, this villa offers the lifestyle you’ve been waiting for.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Cable TV, Clubhouse, Fitness Center, Maintenance, Pool, Racquetball, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: SHIPWATCH
  • Year Built: 1989
  • Approx Sq. Feet: 1,235
  • Est. Taxes: $3,596
  • Condo Fee: $1,039 Monthly
  • Lot Desc: City Lot
  • View: Garden, Water
  • Elem. School: Oakhurst Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8393739
  • Days on Market: 220 days
  • Website: https://www.raveis.com
    /prop/TB8393739/11510shipwatchdrive_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/30/2026 4:34:03 AM)
Listing courtesy of ENGEL & VOLKERS MADEIRA BEACH   Phone: 727-394-7365

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11510 SHIPWATCH DRIVE, #1372, Largo, FL, 33774

$411,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,800 $328,800 $328,800
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.168% 5.541%
Monthly Tax Payment $300 $300 $300
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,867 $1,969 $2,643
Total Monthly Payment $2,242 $2,344 $3,018

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.