391 MADEIRA CIRCLE, Tierra Verde, FL, 33715 | $429,000

Welcome to coastal living at its finest! This beautifully updated three-bedroom, three-bath townhome is tucked within the desirable Palms of Tierra community, offering resort-style amenities and a prime Tierra Verde location just minutes from award-winning beaches, waterfront dining, and vibrant downtown St. Petersburg. Step inside to an inviting, light-filled living space, an open floor plan, a wood burning fireplace and sliding doors that lead to a covered, private balcony—perfect for enjoying your morning coffee or an evening cocktail. The kitchen offers generous cabinetry, a breakfast bar, and an easy flow ideal for both entertaining and everyday living. Each of the three bedrooms provides comfort and privacy, vaulted ceilings, an en suite bathroom, and double closets with custom built ins. The large primary suite has high ceilings, its own covered balcony, walk-in closet, and en-suite bath with a skylight. The oversized garage offers plenty of storage, room for water toys, and direct access to yet another covered outdoor space perfect for barbecuing. Community amenities include a sparkling heated pool, spa, tennis and pickleball courts, fitness room, and beautifully maintained tropical grounds. Just moments away, you’ll find waterfront dining, boat ramps, marinas, Fort De Soto Park, and miles of scenic trails—an outdoor lover’s dream. Whether you’re seeking a full-time residence or a low-maintenance vacation retreat, this townhome blends comfort, convenience, and that unmistakable Tierra Verde lifestyle. Move-in ready and waiting for you to enjoy!

Features

  • Amenities: Fitness Center, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Year Built: 1996
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,585
  • Acreage: 0.02
  • Est. Taxes: $6,511
  • HOA Fee: $645 Monthly
  • Lot Desc: In County
  • View: Trees/Woods
  • Elem. School: Gulfport Elementary-PN
  • Middle School: Bay Point Middle-PN
  • High School: Lakewood High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8450232
  • Days on Market: 123 days
  • Website: https://www.raveis.com
    /prop/TB8450232/391madeiracircle_tierraverde_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/25/2026 4:47:21 AM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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391 MADEIRA CIRCLE, Tierra Verde, FL, 33715

$429,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,200 $343,200 $343,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.577% 5.986%
Monthly Tax Payment $543 $543 $543
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,058 $2,141 $2,850
Total Monthly Payment $2,676 $2,759 $3,468

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.