391 MADEIRA CIRCLE, Tierra Verde, FL, 33715 | $429,000

This is what you move to Florida for! A beautifully appointed three-bedroom, three-bath townhome in Tierra Verde's Palms of Tierra community — steps from the Gulf, minutes from downtown St. Pete, and built around the kind of indoor-outdoor living most buyers are still searching for. From the moment you step inside, you'll feel it: sun-drenched living spaces, and an effortless open-concept flow made for both lazy Sundays and lively gatherings. Cozy up beside the wood-burning fireplace on cool evenings, or slide open the doors and let the Gulf breeze roll in from your private covered balcony — cocktail in hand, not a care in the world. The kitchen is built to entertain, with generous cabinetry, Stainless Steel appliances, and a breakfast bar that keeps the conversation flowing. Every bedroom is a private retreat, each featuring an en suite bath, vaulted ceilings, and custom built-in closets. The expansive primary suite takes it further — high ceilings, a walk-in closet, a skylight-kissed en suite bath, and its own covered balcony where mornings feel like a vacation. Downstairs, an oversized tandem 2-car garage gives you room for all the toys — paddleboards, bikes, and kayaks — plus direct access to yet another covered outdoor space ready-made for weekend barbecues. Life is better on island time! Award-winning beaches, waterfront dining, world-class fishing, and the electric pulse of downtown St. Petersburg — all just minutes away. And when you step outside the community. Fort De Soto Park, scenic waterfront trails, boat ramps, and marinas are practically in your backyard. Resort amenities include pool, hot tub, fitness, tennis and pickleball courts. Unbeatable location. Zero compromises. This is the Tierra Verde lifestyle — and it's move-in ready.

Features

  • Amenities: Fitness Center, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Year Built: 1996
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,585
  • Acreage: 0.02
  • Est. Taxes: $6,511
  • HOA Fee: $645 Monthly
  • Lot Desc: In County
  • View: Trees/Woods
  • Elem. School: Gulfport Elementary-PN
  • Middle School: Bay Point Middle-PN
  • High School: Lakewood High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8450232
  • Days on Market: 172 days
  • Website: https://www.raveis.com
    /prop/TB8450232/391madeiracircle_tierraverde_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 8:32:09 AM)

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Agnes BaileySales Associate

203.996.7251

Agnes.Bailey@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

391 MADEIRA CIRCLE, Tierra Verde, FL, 33715

$429,000

Agnes Bailey

Sales Associate

William Raveis Real Estate

Phone: 203.996.7251

Agnes.Bailey@Raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,200 $343,200 $343,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $543 $543 $543
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,058 $2,141 $2,827
Total Monthly Payment $2,676 $2,759 $3,445

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.