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Under contract-accepting backup offers. Welcome to this highly sought-after first-floor 1, 400 sq. ft. Deluxe model in the renowned 55+ Top of the World community in Clearwater. This spacious 2 bedroom, 2 bath condo offers a bright and inviting layout featuring a generous living/dining room combination, a well-appointed kitchen with ceramic tile flooring, and a sunny Florida room with expansive windows perfect for relaxing or enjoying your morning coffee. The primary bedroom includes an updated ensuite bath with a new walk-in shower, providing both comfort and modern convenience. The guest bedroom and full guest bath are ideally positioned for visitors or a home office setup. Residents of this active community enjoy an impressive array of amenities: two activity centers, two private golf courses (free to owners), two pools one heated a remodeled Cardio Gym, hobby studios, woodshop, dog park, numerous clubs, fitness classes, regular entertainment, and more. The on site Good Karma Café also offers convenient take-and-bake meal options. Ideally located just minutes from world-class beaches, shopping, dining, and major transportation routes. Building is conveniently located next to the East community center, walking distance from pools, tennis courts, pickle ball and golf courses. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Room sizes and square footage are approximate. Don’t miss your chance to see this fantastic condo schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $140,000 | $140,000 | $140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $208 | $208 | $208 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $795 | $839 | $1,125 |
| Total Monthly Payment | $1,078 | $1,122 | $1,408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.