12108 RIVERHILLS DRIVE, Temple Terrace, FL, 33617 | $575,000

Welcome home to a place where comfort, craftsmanship, and calm come together in perfect harmony. Built in 2005 and thoughtfully maintained, this four-bedroom, two-bath residence with a two-car garage offers 2, 203 square feet of well-designed living space created for comfort, ease, and everyday enjoyment.

Inside, natural light flows through the open floor plan, gliding across rich white oak hardwood floors and settling beside a welcoming gas fireplace. The heart of the home is the beautifully renovated kitchen, completed in 2024, where quartz countertops, premium stainless steel appliances, and generous gathering space create a setting designed for conversation, connection, and memorable meals.

The primary suite is a true retreat—spacious, serene, and refined—featuring a walk-in closet, dual-sink vanity, and a timeless claw-foot soaking tub that invites you to slow down and stay awhile.

Step outside and the pace of the day changes. A resurfaced saltwater pool anchors the private backyard, framed by elegant paver decking and lush greenery. The fully equipped outdoor kitchen—complete with twin grills, a refrigerator, ample storage space, stone countertops, and a sink - sets the stage for evenings that stretch long into the night, while wide umbrellas provide shade for quiet afternoons by the water.

Recent updates include a new roof (2023), exterior paint (2021), updated window treatments (2024), outdoor kitchen (2024) resurfaced pool (2022), kitchen (2024) and a beautifully renovated primary bath (2025), reflecting a home cared for with intention and pride. Conveniently located near the University of South Florida, Temple Terrace Golf & Country Club, MOSI, Moffitt Cancer Center, and major interstates, this home offers both tranquility and connectivity.

This is more than a house—it’s a place where life unfolds comfortably and naturally. Contact the listing agent today to schedule a private viewing.

Features

  • Amenities: Park, Playground
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 62.5 x 138
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,203
  • Acreage: 0.2
  • Lot Size: 62.5 x 138
  • Est. Taxes: $3,345
  • Lot Desc: Corner Lot, Landscaped, Near Public Transit, Sidewalk
  • Elem. School: Lewis-HB
  • Middle School: Greco-HB
  • High School: King-HB
  • Pool: Auto Cleaner, Chlorine Free, Gunite, In Ground, Lighting, Pool Sweep, Salt Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: TB8449800
  • Days on Market: 186 days
  • Website: https://www.raveis.com
    /prop/TB8449800/12108riverhillsdrive_templeterrace_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 8:02:09 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 813-251-2002

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12108 RIVERHILLS DRIVE, Temple Terrace, FL, 33617

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment $279 $279 $279
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,758 $2,870 $3,820
Total Monthly Payment $3,129 $3,241 $4,191

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.