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Presented by
Megan Northrop |
524 GARLAND CIRCLE, Indian Rocks Beach, FL, 33785 | $550,000
Welcome to your dream townhome within a serene waterfront community. Nestled in the coveted Curlew Landings South community just minutes from direct beach access to the sandy shores of Indian Rocks Beach, this golf cart-friendly area offers a tranquil retreat from the bustle of everyday life, perfect for year-round coastal living or as a second home.
Step inside to a sun-filled, open-concept main floor featuring engineered wood flooring, and an electric fireplace that creates a cozy and inviting ambiance. Enjoy both beauty and peace of mind with fully upgraded hurricane-rated windows throughout for enhanced noise reduction.
The designer kitchen is a chef's delight, with gleaming porcelain tile floors, granite countertops, and rich mahogany custom cabinetry with glass-front accents. The spacious kitchen island with a breakfast bar offers a perfect gathering place for casual dining or entertaining guests, all while seamlessly connecting to the dedicated dining area for more formal meals.
Upstairs, the luxurious primary suite offers a private balcony with tranquil water views—an ideal spot to enjoy your morning coffee or unwind with a sunset breeze. This floor also provides an interior laundry and a cozy third bedroom for guests or office.
The oversized tandem garage provides ample storage for vehicles and all your beach gear, including a perfect place to store your kayak. Best of all, you have the ability to launch your kayak right from the community grounds, offering immediate access to serene paddling adventures. Plus, an unfinished, versatile bonus room presents endless possibilities for a home gym, hobby room or bonus studio. HOA covers water, cable, internet, insurance, maintenance and more. Sellers willing to included furnishings for the convenience of starting your seasonal living right away.
Enjoy the full coastal lifestyle with amenities just steps away, including a refreshing community pool plus tennis/pickleball courts.
Located near an array of restaurants, shopping, and entertainment, this is a rare opportunity to own a slice of waterfront paradise that offers exceptional protection, energy efficiency, and immediate water recreation. Schedule your showing today and begin enjoying the beach life tomorrow!
Features
- Amenities: Tennis Court(s)
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside
- Year Built: 1993
- Garage: 2-car Driveway, Golf Cart Parking
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,566
- Acreage: 0.03
- Est. Taxes: $1,956
- HOA Fee: $898 Monthly
- View: Water
- Pet Policy: Cats OK, Dogs OK, Number Limit
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
- MLS#: TB8444882
- Days on Market: 93 days
- Website: https://www.raveis.com
/prop/TB8444882/524garlandcircle_indianrocksbeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Megan NorthropSales Associate
203.671.3311
Megan.Northrop@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 223191
203.274.0501
Gerry.OBrian@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
524 GARLAND CIRCLE, Indian Rocks Beach, FL, 33785
$550,000
Megan Northrop
Sales Associate
William Raveis Real Estate
Phone: 203.671.3311
Megan.Northrop@Raveis.com
Gerry O'Brian
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.132% | 5.396% |
| Monthly Tax Payment | $163 | $163 | $163 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,430 | $2,635 | $3,508 |
| Total Monthly Payment | $2,685 | $2,890 | $3,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388