7136 SW 86TH AVENUE, Ocala, FL, 34481 | $358,853

Discover endless elegance in this immaculate 2024 Ginger model located in the highly desirable On Top of the World 55+ community. Perfectly positioned on a quiet cul-de-sac corner lot, this home offers rare privacy with no home ever being built directly behind it—a truly premium setting. Note the impressive paver driveway as you pull onto the property. The facade is lovely and includes exterior stucco shutters, a beautiful touch and one of many upgrades.

Step inside to soaring high ceilings, crown molding, 5 1/4" baseboards and rounded corners, all highlighting the craftsmanship found throughout. The gourmet chef’s kitchen is a showstopper, featuring designer finishes, upgraded cabinetry, above and below cabinet lighting, and premium appliances. There are custom drapes in the great room and dining area and a gorgeous full-wall fireplace that feels straight out of a luxury design magazine. Please note that the full-wall fireplace area is already wired for your television.

Elegant tile flooring flows throughout the home, complemented by plantation shutters throughout that add warmth and sophistication. The dining/flex room can be used as you wish to suit your needs. Both bedrooms are generously sized, are carpeted, with sleek, spa-inspired bathrooms that deliver comfort and style.

Even the garage impresses—complete with a new epoxy-coated floor and upgraded details from top to bottom. Every inch of this home has been thoughtfully enhanced.

Enjoy peaceful mornings and relaxing evenings on the covered porches, surrounded by quiet and natural views with no rear neighbors. In the evening enjoy the atmosphere and view that is highlighted by backyard downlights.

This pristine, beautifully upgraded home is designed to impress—perfect for those who want luxury, comfort, and low-maintenance living in one of Ocala’s premier 55+ communities.

Features

  • Amenities: Fitness Center, Gated, Golf Course, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 75 x 130
  • Laundry: Inside
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,747
  • Acreage: 0.22
  • Lot Size: 75 x 130
  • Est. Taxes: $3,116
  • HOA Fee: $235 Monthly
  • Lot Desc: Corner Lot, Cul-De-Sac, Landscaped, Private
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: OM713143
  • Days on Market: 66 days
  • Website: https://www.raveis.com
    /prop/OM713143/7136sw86thavenue_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/29/2026 8:17:07 AM)
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY   Phone: 352-342-9730

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7136 SW 86TH AVENUE, Ocala, FL, 34481

$358,853

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,082 $287,082 $287,082
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.168% 5.609%
Monthly Tax Payment $260 $260 $260
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,630 $1,719 $2,327
Total Monthly Payment $1,965 $2,054 $2,662

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.