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Welcome to 1335 Mineo Dr. , Unit C, a cute waterfront condo just waiting for your TLC and personal touches. Just a short boat ride to the river/harbor, this property is your gateway to the ultimate Florida coastal lifestyle. Love fishing, golf, and/or boating? Want a winter getaway with income potential? Accordion shutters on the lanai and windows make this unit secure during off season. This first floor getaway has a great water view and quick access out the back door to the waterfront and the docks (available on a first come-first serve basis). The higher cost investments have already been made including plumbing, plumbing fixtures, hot water tank, and accordion hurricane shutters within the past year and the electric panel, HVAC system, and metal roof (50 year warranty) were replaced since 2022. Additional features include assigned parking, guest parking, and a fully equipped air-conditioned laundry facility and storage locker. Join the Punta Gorda Isles Civic association and enjoy access to the Punta Gorda Isles Civic Association amenities, including events, clubs, tennis courts and pickleball. Seawalls are maintained by the city of Punta Gorda (funded through tax assessment) making this a worry-free waterfront escape. Pet-friendly and maintenance-free, with condo fees covering sewer, water, trash, exterior maintenance and insurance , this home offers both comfort and convenience. Live the Florida dream in a vibrant town filled with galleries, boutique shops, lively festivals, and a weekend farmers markets. Whether you’re relaxing with a sunset view from your dock or lanai, enjoying your morning espresso or evening glass of wine, this is waterfront living at its finest.
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Our Executive Mortgage Banker:
Our Insurance Division:
$134,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $107,920 | $107,920 | $107,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $227 | $227 | $227 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $596 | $638 | $860 |
| Total Monthly Payment | $898 | $940 | $1,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.