4810 S AMSTEL DRIVE, #125, Homosassa, FL, 34448 | $560,000

Looking for that waterfront lifestyle? This spacious family villa sits just across from the canal and only steps from the private community boat ramp—your gateway to the Homosassa River where fish are jumping and wildlife is everywhere. Built in 2014, the home offers the modern comforts you’ll want after a day out on the water. The main living areas feature easy-care vinyl flooring, and the primary suite is conveniently located on the first floor with a walk-in closet and a bath that includes a soaking tub, separate shower, and dual sinks.
A quiet, screened-in back porch gives you a peaceful place to enjoy morning coffee or unwind at the end of the day. Even better, the community pool—complete with river views—is just a short stroll away. Exterior maintenance is taken care of, giving you more time to enjoy life on the water. Using it as a vacation getaway? Furnishings are included, making this a turnkey option, and it also makes a strong rental opportunity when you're not here. Whether you’re looking for year-round river living or a flexible vacation-plus-income setup, this one checks all the boxes.

Features

  • Heating: Heat Pump
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Gated, Pool, Tennis Court(s)
  • Rooms: 4
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Complex: HOMOSASSA TRADEWINDS II
  • Year Built: 2014
  • Approx Sq. Feet: 2,489
  • Acreage: 0.06
  • Est. Taxes: $7,280
  • Condo Fee: $1,029 Quarterly
  • Elem. School: Homosassa Elementary School
  • Middle School: Crystal River Middle School
  • High School: Crystal River High School
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: W7880865
  • Days on Market: 90 days
  • Website: https://www.raveis.com
    /prop/W7880865/4810samsteldrive_homosassa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/11/2026 11:07:55 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4810 S AMSTEL DRIVE, #125, Homosassa, FL, 34448

$560,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $448,000 $448,000 $448,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.307% 6.292% 5.561%
Monthly Tax Payment $607 $607 $607
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,614 $2,722 $3,601
Total Monthly Payment $3,313 $3,421 $4,300

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.