3145 Coastal Hwy, #1128, Saint Augustine, FL, 32084 | $363,900

Looking for the ideal vacation home, weekend escape, or beachside investment? This move-in ready 2-bedroom, 2. 5-bath townhouse-style condo in Mariner’s Watch at Vilano Beach offers a rare combination of comfort, convenience, and coastal lifestyle—just steps from the sand. Positioned directly across from the beach with easy access, this residence stands apart with a unique feature not found in other units—a convenient downstairs half bath, adding both functionality and value. Inside, you’ll find a well-appointed kitchen with stainless steel appliances and a breakfast bar that opens seamlessly into the living space—perfect for entertaining or unwinding after a day by the ocean. Step outside and enjoy refreshing coastal breezes from not one, but two private decks, or relax on your ground-level paver patio—your own private retreat. Additional highlights include hurricane shutters for peace of mind, a tandem 2-car covered carport with dedicated storage, and recent community upgrades including a new roof and freshly painted exterior—enhancing both value and long-term appeal. The location is exceptional. Situated next to Nease Beachfront Park, a scenic boardwalk, and nature trails overlooking the Intracoastal Waterway, you’re also just minutes from Vilano Town Center, the community pier, local dining, and Publix. Historic downtown St. Augustine is only a short drive away, with Ponte Vedra and Jacksonville easily accessible. Condo fees cover water, sewer, trash, pest and termite control, exterior maintenance, and master insurance—delivering a truly low-maintenance, lock-and-leave ownership experience. Whether you're seeking a personal coastal getaway or a strong rental opportunity (6-month minimum), this is a rare chance to own in one of Vilano Beach’s most desirable and well-kept communities. Opportunities like this—offering location, lifestyle, and value—are becoming increasingly hard to find. Schedule your private showing today.

Features

  • Parking: 2 Car Carport
  • Heating: Central,Electric,Heat Pump
  • Cooling: Central,Electric
  • Levels: 2
  • Amenities: Beach Access
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Lot Size: N/A
  • Complex: Mariners Watch
  • Year Built: 1975
  • Common Charge: $537
  • Approx Sq. Feet: 1,222
  • Est. Taxes: $3,658
  • Elem. School: Ketterlinus
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 256355
  • Days on Market: 180 days
  • Website: https://www.raveis.com
    /prop/256355/3145coastalhwy_saintaugustine_fl?source=qrflyer
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Listing courtesy of Keller Williams St Augustine

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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3145 Coastal Hwy, #1128, Saint Augustine, FL, 32084

$363,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $291,120 $291,120 $291,120
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $305 $305 $305
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,792 $1,840 $2,417
Total Monthly Payment $2,172 $2,220 $2,797

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.