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Presented by
Rob Tosner |
Excellent location within Imperial Wilderness Condominium Association of Naples, FL — This home, on LAND that YOU OWN, features 2Br/1. 5Ba-- both bedrooms offer nearly new twin beds with electronic adjustment. Additionally, this property offers a serene rear view with access to the Nature Trail and very close proximity to both dog parks. The home – being sold furnished – contains updated furniture, some updated appliances, some updated lighting, a roof-over, laminate plank flooring, and an updated hot water tank. IWCA is a gated 55+ community located minutes from numerous restaurants and stores with easy highway and easy airport access (a 45-minute drive to Ft. Myers via I75). Beaches are also close– 11 miles to the Naples beaches and 8 miles to Marco Island beaches. Of extreme importance, IWCA was never flooded and has not been affected by any recent hurricanes. This home is ideal for seasonal, full-time, or rental purposes. The HOA fee of $898. per quarter covers many of your needs: water, lawn care, basic cable, trash/recycling, and community amenities. Plus, there are numerous community amenities: 2 pools with spas, a nature trail, pickleball, tennis, horseshoes, bocce, pétanque, memorial garden trail, 2 dog parks (there is a 1 pet-- 40lb. max. -- restriction), and the ability to drive an electric golf cart within the park. On top of everything, IWCA offers an extremely active social events calendar.
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Our Executive Mortgage Banker:
Our Insurance Division:
$158,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 508.237.2936
Rob.Tosner@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $126,400 | $126,400 | $126,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $100 | $100 | $100 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $758 | $789 | $1,041 |
| Total Monthly Payment | $933 | $964 | $1,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.