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Welcome to this beautifully updated 2-bedroom, 2-bath, second-floor condo offering tranquil pond views from both the front and back of the unit. Located in the maintenance-free 55+ community of Colonial Isles, this home offers the perfect blend of a friendly, relaxing atmosphere and pride-of-ownership charm. The updated kitchen features Corian countertops, stainless-steel appliances, a stylish backsplash, a spacious pantry, and a convenient pass-through breakfast bar to the dining area—perfect for casual meals or entertaining. The open living and dining area highlights beautiful tile flooring and triple glass sliders that open to a peaceful balcony overlooking the pond. This inviting semi-outdoor space is ideal for enjoying gentle breezes, the sounds of nature, or sipping a morning cup of coffee. A second set of glass sliders on the balcony open to reveal screens, allowing fresh air when open or the cool comfort of the A/C when closed. The spacious primary bedroom also enjoys a pond and fountain view and features a walk-in closet along with a bright, updated ensuite bathroom complete with a stylish vanity and modern tile accents. The second bathroom is also updated, and the second bedroom offers a large wall closet. Both bedrooms are finished with luxury vinyl flooring. Additional highlights include an in-unit laundry closet, covered parking with an assigned spot, ample guest parking, and plenty of in-unit storage, including attic access. Colonial Isles is a cozy community of just two buildings and offers a swimming pool, shuffleboard, and a community center with a gathering room and full kitchen. Monthly fees include cable, internet, exterior and grounds maintenance, pool, pest control, insurance, sewer, trash, and water. Centrally located near shopping, dining, medical centers, and just 6 miles from Clearwater Beach, 7 miles to the Clearwater/St. Petersburg International Airport and a mile from the Highland Recreation Complex with pool, fitness rooms, walking tracks, sports leagues, pickleball, yoga, walking paths around Highland Lake, and more. Don’t miss out on this fantastic opportunity —these units seldom come on the market. Schedule your private tour today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,400 | $1,400 | $1,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $8 | $9 | $11 |
| Total Monthly Payment | $83 | $84 | $86 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.