633 Federal St, Belchertown, MA, 01007 | $439,000
Third time is a charm!! Back on the market again, 1st due to a family emergency, 2nd due to financial reasons. This makes this great house available. Completely renovated down to the studs in 2023! All new everything!! 200 amp electric! Bamboo flooring in the upper level and luxury vinyl in the lower level! Stainless steel appliances, ceiling fans, and a minisplit in every room - this place has it all. Located just up the road from Arcadia & Metacomet lakes, there are three bedrooms on the property card, but there are two additional finished rooms on the first floor with closets and multiple egresses to use as you like! The main bedroom has an en suite, and there are two other full baths. The lot is a good size, 1. 65 acres, and you can see the woods from every window. Enjoy grilling on the rear deck while listening to the birds singing in the trees. This lovely home has been lived in lightly for the past two years. Currently is an Airbnb. Furnishings & household items are negotiable.
Features
- Amenities: Shopping, Walk/Jog Trails, Conservation Area
- Rooms: 10
- Bedrooms: 3
- Baths: 3 full
- Laundry: Electric Dryer Hookup, Washer Hookup
- Style: Raised Ranch
- Year Built: 1987
- Basement: Full, Finished, Walk-Out Access
- Approx Sq. Feet: 1,650
- Acreage: 1.65
- Est. Taxes: $5,538
- Lot Desc: Wooded
- Appliances: Electric Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer
- MLS#: 73448895
- Website: https://www.raveis.com
/prop/73448895/633federalst_belchertown_ma?source=qrflyer
Listing by Caryn Hesse courtesy of Brick & Mortar Northampton Phone: 413-259-8888
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood, Recessed Lighting | First |
| Bedroom 3 | Ceiling Fan(s), Flooring - Vinyl, Recessed Lighting | Basement |
| Dining Room | Ceiling Fan(s), Flooring - Hardwood, Open Floorplan, Recessed Lighting | First |
| Kitchen | Vaulted Ceiling(s), Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Deck - Exterior, Recessed Lighting, Remodeled | First |
| Living Room | Ceiling Fan(s), Vaulted Ceiling(s), Flooring - Hardwood, Open Floorplan, Recessed Lighting | First |
| Master Bedroom | Bathroom - Full, Ceiling Fan(s), Closet, Flooring - Hardwood, Recessed Lighting | First |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
633 Federal St, Belchertown, MA, 01007
$439,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $462 | $462 | $462 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,077 | $2,191 | $2,868 |
| Total Monthly Payment | $2,614 | $2,728 | $3,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630