163 Bella Dr, Saint Augustine, FL, 32086 | $489,000

Set within the desirable Villages of Valencia, 163 Bella Dr offers a serene setting with a sparkling pond creating a picturesque backdrop for everyday living. Built in 2019, this 3-bedroom, 2-bath Craftsman-style residence pairs modern convenience with lasting quality, highlighted by thoughtful architectural details that add timeless appeal. Inviting outdoor living spaces, including a welcoming front porch and an extended screened lanai, provide the perfect place to unwind and enjoy the peaceful surroundings throughout the year. If the coastal colors of the home are not your preferred 'taste', as an added benefit, the seller is offering a $2, 500 credit at closing to assist with re-painting the interior, providing the opportunity for the new owner to tailor the home’s aesthetic to their personal style and color palette. Inside, the home blends elegance with thoughtful design, offering 2, 014 heated square feet (2, 710 total) of beautifully finished space. Vibrant coastal colors, smooth walls, and recessed lighting create a bright, cohesive atmosphere, while plank tile flooring in the main areas and touches of crown molding elevate the overall feel. At the heart of the home, the gourmet kitchen brings both style and function together. Its extended layout includes a convenient key-drop entry and a generous walk-in pantry, while premium touches—such as the Sub-Zero refrigerator, upgraded ventilation hood, and soft-close cabinetry—make every day cooking a pleasure. Even the details feel intentional, from the integrated trash and recycling drawer to the seamless flow into the dining and living spaces. The main living areas are bright and open, enhanced by 9-foot ceilings and tray ceilings in both the living room and primary bedroom. Blinds on every window offer privacy and light control, including a custom treatment for the lanai door, and ceiling fans in key rooms add comfort throughout. The master suite creates a relaxing retreat, designed with both comfort and convenience in mind. A discreet pocket door leads into the beautifully finished bathroom with spacious walk-in closet. Tile extends to the ceiling, and a built-in bench enhances the shower’s spa-like feel. A generous linen closet adds to the suite’s functionality. The two additional bedrooms are equally inviting, and they share a well-appointed bathroom featuring an elegant, enclosed glass tub-and-shower combination—perfect for guests or family alike. The office or flex space at the entrance to the home offers space for work, creative pursuits or could potentially be a fourth bedroom. The laundry room includes a utility sink with adjacent broom closet with shelving to further enhance functionality. Additional practical features include a security system with motion sensors and sensors on all windows and doors, an existing termite bond, a water softener system, a new water heater (2023) with a thermal expansion tank. The HVAC (2019) has approximately five years remaining on warranty, ensuring comfort and efficiency. Quality and endurance stems from its sturdy 2x6 studs with hurricane wire tie-down construction and Hardie board siding. Hurricane shutters, seamless gutters, and a roof with 50-year shingles warranty provide peace of mind, while well-water irrigation and outdoor spigots make yard and garden care convenient. The extended garage fits a full-size truck, includes storage space above, and the widened driveway adds extra parking. In Village of Valencia there is a quarterly HOA, ensuring a well-maintained neighborhood while maintaining its welcoming and friendly atmosphere. The community offers amenities including a community pool, playground, tot lot, sand volleyball court, bocce ball area, covered pavilion, multi-purpose field, and a clubhouse. The community is also situated near parks and nature, like the Matanzas River and Intracoastal Waterway, and has easy access to shopping, dining, and beaches. Altogether, 163 Bella Dr brings together exceptional craftsmanship, modern comfort, and an enviable St. Augustine address. With its blend of beauty, durability, and everyday convenience, it offers a rare opportunity to enjoy a lifestyle that feels both refined and relaxed. Whether you're gathering with friends, savoring quiet moments by the water, or simply settling into the ease of a well-designed home,

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 6098
  • Style: Craftsman
  • Year Built: 2019
  • Approx Sq. Feet: 2,014
  • Acreage: 0.14
  • Lot Size: 6098
  • Est. Taxes: $3,223
  • HOA Fee: $245
  • Water Front: Yes
  • Boat Access: No
  • MLS#: 256347
  • Days on Market: 134 days
  • Website: https://www.raveis.com
    /prop/256347/163belladr_saintaugustine_fl?source=qrflyer
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Listing courtesy of GREAT EXPECTATIONS REALTY

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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163 Bella Dr, Saint Augustine, FL, 32086

$489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $269 $269 $269
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,314 $2,441 $3,196
Total Monthly Payment $2,658 $2,785 $3,540

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.