|
This Is The One! An upgraded and super-well-cared-for gem on a quiet street and enhanced by a great location. This sun-filled 3 bedroom, 2 bath home is immaculate with updates everywhere especially in the kitchen. You will love the custom cabinetry and luscious quartzite counters. And the tasteful backsplash is a nice touch. A convenient rear door in the kitchen leads to a large mudroom (with many potential uses). That leads to your cozy, private patio with all the comforts of 'home' and a built-in entertaining vibe with a gazebo. Back inside, a large living room boasts HARDWOOD FLOORS, recessed lighting and loads of comfort. Both bathrooms are beautifully done (one with a shower stall and the other a tub). The ductless mini-splits on each floor are a wonderful source of both heat and AC. A partial basement has your washer/dryer setup, the utilities, ab above ground oil tank as well as a walkout to the 1-car garage. How about some peace-of-mind with a NEW ROOF? And you're sure to enjoy the partial water views in the fall/winter, too. There you can fish and/or use the walking path. Somers schools. Close to everything! Serenity awaits. . .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,920 | $479,920 | $479,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $706 | $706 | $706 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,994 | $3,919 |
| Total Monthly Payment | $3,637 | $3,792 | $4,717 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.