5 Kensington Street, Lido Beach, NY, 11561 | $2,299,000

Exclusive Lido beach Dunes with private beaches private streets "Palatial Center Hall Colonial With Oceanview" This Private Beach House" Features 6 bedrooms 3. 5 baths Gourmet Kitchen flowing thru family room with fireplace leading to a formal 28x17 living room with beautiful hardwood floors. Across from living room is your formal dining room separated by a circular staircase in the foyer. This home flows with plenty of natural light hardwood floors and cathedral ceilings. Your Master Suite is also 30 x19 with a luxurious master bath attached office walk in closets and wrap around patio . The top floor has a private den with deck leading to a roof top with ocean bay and city views. All bedrooms are large with double closets in every room. there is an attached 2 car garage and parking for 8 cars . A private fenced yard with small heated dipping pool and wrap around decks. with steps to private beach parks and golf. 45 min to NYC and 25 min to JFK.

Features

  • Rooms: 11
  • Bedrooms: 6
  • Baths: 3 full / 1 half
  • Style: Colonial
  • Year Built: 1965
  • Garage: 2-car
  • Heating: Baseboard, Hot Water, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 5,000
  • Est. Taxes: $19,800
  • View: Water
  • Elem. School: Lido Elementary School
  • Middle School: Long Beach Middle School
  • High School: Long Beach High School
  • School District: Long Beach
  • Pool: Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
  • MLS#: 937593
  • Days on Market: 80 days
  • Website: https://www.raveis.com
    /eprop/937593/5kensingtonstreet_lidobeach_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Sandyside TeamSales Associates

508.308.7686

TheSandysideTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5 Kensington Street, Lido Beach, NY, 11561

$2,299,000

The Sandyside Team

Sales Associates

William Raveis Real Estate

Phone: 508.308.7686

TheSandysideTeam@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,839,200 $1,839,200 $1,839,200
Term 360 months 360 months 180 months
Initial Interest Rate** 4.875% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 5.925% 5.858% 5.681%
Monthly Tax Payment $1,650 $1,650 $1,650
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,733 $10,733 $15,028
Total Monthly Payment $11,508 $12,508 $16,803

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.