5829 BOVINE DRIVE, St. Cloud, FL, 34771 | $345,000

Short Sale. ***Seller has Approval to Participate in a Pre-Foreclosure Sale with their lender. ***
This beautiful one-story home, built in 2021, is located in the desirable Sunbrooke community of St. Cloud. With 3 bedrooms and 2 full baths spread across approximately 1, 550 square feet, this residence offers modern convenience and family-friendly comfort.
As you step inside, you’ll find a bright and open floor plan where the kitchen seamlessly flows into the living and dining areas—perfect for everyday living and entertaining. The kitchen is equipped with stainless-steel appliances, granite countertops, a generous island with seating, and a walk-in pantry.

The master suite is tucked away for privacy, featuring a walk-in closet and a bath with a walk-in shower. Additionally, there are two more bedrooms and a second full bath, providing ample space for family or guests. The covered rear patio and fully fenced backyard create an ideal space for outdoor relaxation or play.

This home also includes a two-car garage and a well-designed layout, offering peace of mind associated with newer construction. Allowing the new owner to enjoy the benefits with no remaining balance**

Residents of the Sunbrooke community enjoy top-tier amenities that enhance everyday living, including a resort-style pool for soaking up the sunny Florida afternoons. There is a playground area perfect for children to expend their energy while parents relax nearby.

Easy access to Narcoossee Road and the SR-417 corridor ensures quick commutes to the Orlando metro area and nearby employment hubs. Plus, you’ll find dining, retail, and entertainment options in the Lake Nona and St. Cloud region just a short distance away.

Features

  • Amenities: Fence Restrictions, Playground, Pool
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,556
  • Acreage: 0.14
  • Est. Taxes: $4,883
  • HOA Fee: $78 Monthly
  • Elem. School: Narcoossee Elementary
  • Middle School: Narcoossee Middle
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: O6361473
  • Days on Market: 117 days
  • Website: https://www.raveis.com
    /prop/O6361473/5829bovinedrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 7:32:09 AM)
Listing courtesy of KELLER WILLIAMS ADVANTAGE III   Phone: 407-207-0825

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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5829 BOVINE DRIVE, St. Cloud, FL, 34771

$345,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $276,000 $276,000 $276,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $407 $407 $407
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,699 $1,767 $2,310
Total Monthly Payment $2,181 $2,249 $2,792

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.