9509 SE 173RD LANE, Summerfield, FL, 34491 | $227,900

Under contract-accepting backup offers. This is a Spruce Creek South 55 + gated community which has a Golf Couse, Pool and Community Building for your get together with friends. This house is a 2bedroom 2 bath with 2 car garage. New Water Heater, A/C unit is a 2018 and roof is a 2018. Beautiful open design kitchen which overlooks the Livingroom. Cabinets are in well maintained condition with Center Island that sits 3. Kitchen flooring is Fully tiled which leads in to Living room and Hallway which is also tile. Nice size Primary bedroom and Guest bedroom are carpet. Primary Bathroom has Vinyl Laminated flooring with a walking shower. Guest bathroom offers Vinyl Laminated flooring with tub/shower combination. Inside laundry with vinyl Linoleum flooring which laundry room leads to 2 car garage. Off Kitchen there is a nice enclosed screened in Patio which would be great for enjoy a morning cup of coffee or tea Irrigation sprinkler for your lawn is also included. This is a Very CLEAN house and Priced right. This is a must-see house and is ready to move in.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 85 x 97
  • Laundry: Inside
  • Year Built: 1994
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,248
  • Acreage: 0.19
  • Lot Size: 85 x 97
  • Est. Taxes: $1,490
  • HOA Fee: $180 Monthly
  • Lot Desc: Cleared, In County, Landscaped, Unincorporated
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: OM713553
  • Days on Market: 58 days
  • Website: https://www.raveis.com
    /prop/OM713553/9509se173rdlane_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/15/2026 2:11:34 PM)
Listing courtesy of JUDY L. TROUT REALTY   Phone: 352-208-2629

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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9509 SE 173RD LANE, Summerfield, FL, 34491

$227,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $182,320 $182,320 $182,320
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.137% 6.132% 5.396%
Monthly Tax Payment $124 $124 $124
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,021 $1,092 $1,454
Total Monthly Payment $1,220 $1,291 $1,653

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.