294 COLONIAL BOULEVARD, #48, Palm Harbor, FL, 34684 | $259,900

Discover the ultimate retirement lifestyle—location, luxury, and lake access all in one! Just steps from the Lake Tarpon dock, this upgraded 2-bedroom, 2-bath home places boating, fishing, and endless recreation right at your doorstep.
Completely refreshed with designer finishes over the past 18 months, this home shines inside and out. You’ll also enjoy the confidence of solid engineering throughout, featuring a 2019 metal roof with a lifetime warranty, upgraded hurricane-proof windows, and insulated ceilings, walls, and floors beneath beautiful tile flooring. No detail has been overlooked—upgraded plumbing and electrical systems further enhance the safety and reliability of this exceptionally maintained home.
Whether you’re a snowbird or a full-time resident, peace of mind comes standard. Leave for the season knowing your home is secure, or enjoy year-round living with the comfort of a property built to be steady, durable, and dependable.
And the true showstopper? A massive 940 sq. ft. wind-rated garage (up to 140 mph!)—large enough for your pontoon boat, jet skis, workshop, or any toys you can imagine. This is unmatched storage and versatility you won’t find elsewhere.
With 1, 140 sq. ft. of comfortable living space, including a spacious air-conditioned patio and an inviting exterior porch, plus ample parking on both sides of the home, convenience and lifestyle come together effortlessly.
This is more than a home—it’s your gateway to the secure, lakefront retirement you’ve always dreamed of. Ready when you are!

Features

  • Amenities: Clubhouse, Lobby Key Required, Maintenance, Pool, Recreation Facilities, Shuffleboard Court, Wheelchair Access
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1972
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,104
  • Acreage: 0.14
  • Est. Taxes: $1,984
  • HOA Fee: $107 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8449410
  • Days on Market: 136 days
  • Website: https://www.raveis.com
    /prop/TB8449410/294colonialboulevard_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 1:47:06 PM)
Listing courtesy of ARCHER REALTY   Phone: 727-888-3802

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

294 COLONIAL BOULEVARD, #48, Palm Harbor, FL, 34684

$259,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,920 $207,920 $207,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $165 $165 $165
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,230 $1,297 $1,699
Total Monthly Payment $1,470 $1,537 $1,939

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.