5 RIO VISTA DRIVE, Palm Coast, FL, 32137 | $929,900

THE WATERFRONT LUXURY YOU’VE BEEN WAITING FOR — CUSTOM POOL HOME, OUTDOOR OASIS, MARINA ACCESS & EVERY UPGRADE ALREADY DONE. In a market where pristine, move-in-ready homes are becoming harder to find, this exceptional custom-built residence in Marina del Palma rises above the rest. Perfectly positioned inside one of Palm Coast’s most exclusive gated communities, this home delivers a level of craftsmanship, convenience and coastal living that buyers simply cannot duplicate at this price today. Step inside and immediately feel the difference - The open-concept living space is elevated with luxury vinyl plank flooring, plantation shutters and hurricane-impact windows throughout—offering peace of mind, energy efficiency and comfort. The gourmet kitchen is a showstopper with stainless steel gas appliances, a built-in wine refrigerator, a farmhouse sink, wine glass/bottle washer, spacious walk-in pantry AND a massive island designed for gathering and entertaining. A stacked-stone gas fireplace anchors the living area, enhanced by a Habitech surround sound system for a truly immersive atmosphere. The owner’s suite is a private sanctuary with tranquil water views and a spa-inspired bathroom featuring split vanities with granite countertops, an oversized custom-tiled rain shower and an enormous walk-in closet. Two additional first-floor bedrooms—each with their own walk-in closets—provide ideal separation and comfort for family or guests. Upstairs, a fourth bedroom with an en-suite bath, walk-in closet, bonus area and Dolby Atmos wiring creates the perfect zone for visitors, media or a work-from-home retreat. Your outdoor living experience? Next-level. The screened-in pool is accented with a peaceful waterfall feature and breathtaking sunset views. A fully custom outdoor kitchen—complete with a New Age wine refrigerator, stacked-stone detailing, granite counters, and premium built-in grill—sits beneath a gorgeous wood plank ceiling lanai. The outdoor Habitech surround system extends your living space even further, making this the place everyone wants to gather. Every detail is dialed in for modern luxury and low-maintenance living: Seller-owned 250-gallon underground propane tank powering gas appliances, Whole-house Generac generator + manual transfer switch for additional backup, Epoxy-coated garage floors, EV plug, custom shelving & smart MyQ garage control & Professionally designed landscaping, custom outdoor lighting & irrigation well. Living in Marina del Palma means you’re not just buying a home—you’re stepping into a lifestyle. Enjoy a cutting-edge marina with valet-style dry storage where you can request your boat through a mobile app for effortless launching, fueling, and cleaning. Residents also have access to a 3, 000 sq. ft. waterfront clubhouse, resort-style pool and hot tub, fitness center, tennis courts, and community dog park. With beautiful beaches, nature trails, boutiques, and top-rated dining just minutes away, this location captures the very best of coastal life. Schedule your private tour today and experience firsthand the unmatched lifestyle that awaits in Marina del Palma.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 50 x 125
  • Laundry: Inside, Laundry Room
  • Style: Custom
  • Year Built: 2021
  • Garage: 2-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Oversized
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,810
  • Acreage: 0.14
  • Lot Size: 50 x 125
  • Est. Taxes: $11,167
  • HOA Fee: $1,063 Quarterly
  • Lot Desc: Landscaped, Near Marina, Sidewalk
  • View: Pool, Water
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pool: Gunite, In Ground, Lighting, Other, Screen Enclosure, Tile
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range Hood, Refrigerator, Wine Refrigerator
  • MLS#: FC314203
  • Days on Market: 101 days
  • Website: https://www.raveis.com
    /prop/FC314203/5riovistadrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/7/2026 12:24:28 AM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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5 RIO VISTA DRIVE, Palm Coast, FL, 32137

$929,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $743,920 $743,920 $743,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.130% 5.984% 5.912%
Monthly Tax Payment $931 $931 $931
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,224 $4,401 $6,178
Total Monthly Payment $5,247 $5,424 $7,201

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.