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Presented by
Suzanne Walsh Team |
Discover endless possibilities in this bright and inviting ranch-style home tucked away on a private cul-de-sac in Bay Shore. Ideally located just off Fifth Avenue, this property offers a perfect blend of privacy, convenience, and lifestyle just minutes from highways, shopping, restaurants, schools and all that Long Island’s South Shore lifestyle has to offer. A welcoming front entry with Trex decking and charming porch creates instant curb appeal and draws you into the bright, open interior. Step inside to a sun-filled living room with beautiful hardwood floors that flow throughout the home. The eat-in kitchen features granite countertops, abundant cabinetry, and space for a large dining table, making it a great place to gather and enjoy home-cooked meals. A side entrance off the kitchen provides easy access to the yard and a staircase that leads to the basement. The primary bedroom suite, located on the main floor, includes a spacious bedroom plus an attached office or sitting room with generous closet space and skylight. Originally built as a true three-bedroom home, the third bedroom which currently functions as the primary office or sitting room can easily be converted back for those needing a full three-bedroom layout. The second bedroom is nicely sized with its own closet, and a full bathroom with a large updated vanity and tiled tub with shower completes the main level. All bedrooms are conveniently located on one level, offering ease of living and a functional layout for everyday comfort. The full basement offers endless flexibility for additional living spaces. The large recreation area with bar is perfect for entertaining or use as a den, playroom, great room, craft room or media room. The separate utility room is large and has a washer and dryer plus extra storage space. The basement also offers direct access to the attached one-car garage, enhancing function and flow. With the existing layout, there’s potential to create a private guest suite or in-law space with proper permits, adding future value and versatility. Outside, enjoy a spacious, fenced backyard with room for a pool, home expansion, or extended driveway which is a rare find on a quiet cul-de-sac lot. The oil heat system has been well maintained and low taxes make this home even more appealing. Whether you’re a first-time buyer, downsizer, or investor, 15 Santam Court offers incredible potential. Move right in, make it your own, and enjoy all that Bay Shore offers — from its vibrant downtown with award-winning restaurants and shopping, to easy access to Fire Island Ferries, Robert Moses Beach, and nearby highways leading to the Hamptons, North Fork, or the Long Island Rail Road to New York City for a day trip.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
Sales Vice President
William Raveis Real Estate
Phone: 860.306.1927
Suzanne.Walsh@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.4029
Jennifer.Carreto@raveis.com
NMLS Mortgage Loan Originator ID 829975
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $400,000 | $400,000 | $400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.132% | 5.522% |
| Monthly Tax Payment | $726 | $726 | $726 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,240 | $2,396 | $3,216 |
| Total Monthly Payment | $3,058 | $3,214 | $4,034 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.