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Middletown Gem: Updated Home, Unbeatable Location, Finally Priced Right. Welcome to 70 miles of freedom from NYC with none of the sacrifice. This thoughtfully updated Middletown home sits in one of Orange County's most connected communities, where Metro-North train access and major highway proximity put Manhattan within easy reach while keeping you rooted in the peace and affordability of Hudson Valley living. Solid Foundation, Smart Updates, Move In Ready: This home has the updates that matter most. The kitchen was completely renovated in 2020 with a classic farmhouse sink, quality cabinetry offering ample storage, and finishes that feel clean and current. Hardwood and tile flooring, also updated in 2020, extends throughout the main living areas. These are durable, attractive materials ready to handle daily wear while maintaining their appeal for years to come. Every room benefits from abundant natural light streaming through large windows. The bathroom renovation embraces farmhouse style with modern sensibility, balancing rustic details with practical features that make your daily routine smoother. The separate dining room provides dedicated space for meals that matter, with an elegant chandelier setting the tone. Private Outdoor Living Space: Step outside to discover your fully fenced backyard. The complete fencing provides privacy and security, making it ideal for pets or simply enjoying your morning coffee. Picture summer evenings entertaining friends, spring afternoons gardening, or fall mornings with a good book. Add a fire pit, plant a garden, or simply enjoy the green space as your personal retreat. Location That Works For Your Life: Middletown delivers convenience that transforms daily life. Shopping plazas, diverse restaurants, and entertainment venues are minutes away. Metro-North access and major highways including Route 17 and Interstate 84 provide transportation flexibility whether you're commuting for work or exploring the region. The Honest Truth: This home spent time on the market because it was overpriced. That chapter is over. The price now reflects reality. You're getting a property with legitimate 2020 updates in a highly desirable location at a price point that finally makes financial sense. There's room to add your personal style throughout while building equity from day one. The bones are excellent. The location is proven. The updates are done. The price is fair.
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $639 | $639 | $639 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,520 | $1,604 | $2,140 |
| Total Monthly Payment | $2,234 | $2,318 | $2,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.