644 SAND ISLES Circle, Ponte Vedra Beach, FL, 32082 | $819,000

HUGE Price Reduction and ASK about Our Buyer Incentives! This is the ONLY home currently available in Turtle Shores with this gorgeous OCEAN VIEW! Welcome to Beach Life! This exceptional coastal residence is in the highly sought-after Turtle Shores community of Ponte Vedra Beach. And these sellers are Motivated! Perfectly positioned just 3 short blocks from private beach access via the iconic Turtle Tunnel, this home delivers sweeping Atlantic Ocean views. Now priced at only $819, 000, it represents a rare opportunity to own one of the most desirable locations in the neighborhood at a realistic and compelling new price. Built with thoughtful upgrades and ready for your vision, this light-filled 10' ceilings home offers the ideal layout so many buyers seek: 3 of the 4 bedrooms, including the spacious owner's suite, are conveniently located on the ground floor. Upstairs, the fourth bedroom has a walk out covered lanai for taking in the ocean views and relaxing. or can provide the perfect private escape for guests or a home office. The open great room flows seamlessly to the covered screened lanai and private jetted hot tub, creating an effortless indoor-outdoor lifestyle framed by the sound and sight of the ocean in the distance. Enjoy the remote-controlled realistic gas fireplace logs in the great room while watching TV. The distinctive Pink Shell Coquina exterior walls, a premium option when the home was constructed, showcase a beautiful coastal palette and the Coquina requires no painting or sealing. Mature, low-maintenance tropical landscaping is kept lush by a fully automatic three-zone irrigation system, while the elevated homesite ensures excellent drainage and peace of mind during any storm. Car enthusiasts and entertainers will appreciate the expanded driveway with room for six vehicles. Pull your cars directly into attached 2-car garage that has additional storage in floored attic area. Recent major improvements include a brand-new 50-year GAF architectural shingle roof with transferable warranty, a complete aluminum gutter system, and two independent high-efficiency heat-pump HVAC systems (one per floor) controlled by smart Honeywell thermostats you can adjust from anywhere. Living in Turtle Shores feels like a permanent vacation. Leave the car at home and enjoy resort-caliber amenities just steps away: a sparkling pool and spa, a state-of-the-art fitness center, tennis and pickleball courts, a basketball court, a playground, and that priceless Turtle Tunnel leading to your private beach and miles more of pristine beach to explore. From the top of the dune, the panoramic ocean vista is nothing short of breathtaking; the very view that made the current owners fall in love at first sight. Move-in ready and thoughtfully upgraded throughout, this home combines coastal elegance, modern convenience, and an unbeatable location close proximity to both St. Augustine or Ponte Vedra shopping and dining. Homes that offer direct ocean views, ground-floor living, a new roof, and such close proximity to the beach are rarely available at this price. This is the one you've been waiting for! Schedule your private showing today and come experience Ponte Vedra Beach living at its finest.

Features

  • Amenities: Pool, Basketball Court, Beach Access, Clubhouse, Fitness Center, Gated, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)Gated
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Lower Level, Washer Hookup
  • Year Built: 2001
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,217
  • Acreage: 0.16
  • Est. Taxes: $4,385
  • HOA Fee: $180 Monthly
  • View: Beach
  • Elem. School: Ketterlinus
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2118529
  • Days on Market: 149 days
  • Website: https://www.raveis.com
    /prop/2118529/644sandislescircle_pontevedrabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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644 SAND ISLES Circle, Ponte Vedra Beach, FL, 32082

$819,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $655,200 $655,200 $655,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.110% 6.164%
Monthly Tax Payment $365 $365 $365
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,824 $3,928 $5,529
Total Monthly Payment $4,281 $4,385 $5,986

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.