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SELLER IS OFFERING $5, 000 TOWARD BUYER’S CLOSING COSTS, WHICH MAY BE USED TO REDUCE CASH TO CLOSE OR BUY DOWN THE INTEREST RATE (WITH LENDER APPROVAL) IDEAL FOR FIRST-TIME BUYERS OR INVESTORS. FHA, VA, CONVENTIONAL, AND DOWN PAYMENT ASSISTANCE PROGRAMS . Welcome to 12439 Coriander Dr your home in the highly sought-after Ginger Mill community! Located in the Ginger Mill phase 1 subdivision, with very low annual HOA fees, this home is also zoned for excellent schools: John Young Elementary, Freedom Middle, Freedom High School. even more affordable and attainable. UPDATED WINDOWS, SLIDING DOOR TO PATIO, ROOF AND WATER HEATER. GAS STOVE ALSO INCLUDED.
Recent upgrades include brand new windows installed in Nov 2024, bringing energy efficiency, natural light, and peace of mind for years to come. Enjoy outdoor living in a spacious patio built in 2016, ideal for hosting gatherings, relaxing with family, or enjoying weekend picnics. A generous backyard offers flexible space, even the potential to add a pool, creating your own private retreat.
This beautifully maintained property offers unbeatable convenience in one of Orlando's most desirable transit friendly metropolitan areas - just 20 minutes from all major amusement parks, with hospitals, shopping malls, grocery stores, restaurants, and even a move theater across the street! Step inside to find a warm and inviting layout, perfect for first-time homebuyers, investors or anyone seeking a second home to begin building wealth in Central Florida. A generous backyard offers flexible space, even the potential to add a pool, creating your own private retreat. If you're looking for a home that delivers comfort, convenience, and long term value - this is the place to be.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $147 | $147 | $147 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,819 | $1,893 | $2,520 |
| Total Monthly Payment | $2,041 | $2,115 | $2,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.