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One or more photo(s) has been virtually staged. New Construction Townhome in Reserve at Hammock Oaks – Lady Lake, FL
3 Beds | 2. 5 Baths | 1-Car Garage | 1, 485 Sq Ft | Energy Star Certified | Move-In Ready
Be one of the first to own a brand-new, low-maintenance townhome in the Reserve at Hammock Oaks—just minutes from The Villages in Lady Lake, Florida. This two-story home offers modern design, energy efficiency, and a prime location near shopping, dining, parks, and medical centers.
Interior Features
• 1, 485 sq ft of thoughtfully designed living space
• 3 spacious bedrooms and 2. 5 bathrooms
• White cabinets with elegant crown molding
• Quartz countertops in kitchen and bathrooms
• Stainless steel kitchen appliances: refrigerator, range, microwave, and dishwasher
• Washer, dryer, and blinds included—truly MOVE-IN READY
• Large-format tile in all living areas; cozy carpet in bedrooms
• Kitchen island with counter-height bar seating, open to the Great Room
• Kitchen sink view overlooking backyard and living space—ideal for entertaining
Energy Efficiency & Comfort
• Energy Star Certified construction
• Spray foam insulation and fresh air intake system
• Designed to reduce allergens, improve indoor air quality, and lower utility bills
• A healthier, quieter, and more energy-efficient home
Community Amenities
• Resort-style pool and splash pad
• Playground and dog park
• Pickleball courts and walking trails
• Beautiful green spaces for outdoor enjoyment
Prime Location
• Golf Cart Friendly community
• Minutes from The Villages—Florida’s premier retirement destination
• Close to shopping centers, restaurants, parks, and medical facilities
• Easy access to outdoor activities, golf courses, and entertainment
• Ideal for weekend getaways, seasonal living, or full-time Florida lifestyle
Perfect For
• First-time homebuyers ready to stop renting and start owning
• Snowbirds seeking a lock-and-leave Florida retreat
• Investors looking for strong rental income potential in a growing area
Ready Before Year-End
Don’t miss your chance to own one of the first townhomes in this exciting new community. Schedule your tour today and make this home yours before the end of the year!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$229,143
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $183,314 | $183,314 | $183,314 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $21 | $21 | $21 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,055 | $1,098 | $1,474 |
| Total Monthly Payment | $1,151 | $1,194 | $1,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.