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Are you planning to downsize and still want to feel comfortable with enough space including 4 walk-in closets to store all of your treasured possessions? Do you need 4 bedrooms, 3 full baths, an eat in kitchen, a formal dining room so you can still entertain in style, 2 deeded assigned indoor parking spots and laundry in your own unit? Or have you been priced out of the crazy market trying to get started with home ownership with something special yet affordable in Pelham, a welcoming community with award winning schools? Located in the coveted Pelham Manor Gardens, this is a rare opportunity to purchase the largest apartment in the building with 2, 030 square feet of luxurious space with a private outdoor balcony overlooking the lush Pelham Country Club golf course. Built in 1920, this gracious building was built with the finest materials and construction and features large sunny rooms, beautiful hardwood flooring and lots of details. Stroll down the street to shops, restaurants, the supermarket, pharmacy and a lovely park. This is your golden chance to purchase a 4-bedroom apartment at this price point in lower Westchester, 29 minutes to Grand Central Station and a short commute to all airports. $141 monthly assessment through Sept. 2027. $100/month parking fee.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$798,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $638,400 | $638,400 | $638,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.292% | 5.561% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,726 | $3,879 | $5,132 |
| Total Monthly Payment | $3,818 | $3,971 | $5,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.