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Beautifully renovated and refined, this elegant single-family home is peacefully nestled in a private and tranquil section of Penfield Beach. Offering 5-6 bedrooms, an office, a playroom, and three fully renovated baths, the home provides both comfort and versatility for a variety of living needs. The interior has been thoughtfully updated with a renovated kitchen, new appliances, new washer and dryer, new central air, and a security system. The fully fenced yard enhances privacy and creates a wonderful backdrop for outdoor entertaining. Enjoy the unmatched lifestyle of beach and creekside living-perfect for kayaking, tubing, paddle sports, boating along the river, or relaxing picnics by the shore. Parking is effortless with a private driveway accommodating up to eight cars. Spacious, immaculate, and welcoming, this home offers an exceptional coastal living experience. Owner-Agent. Available for Academic, Professional, or Summer Rental. PETS ARE ALWAYS WELCOME. A PET CLEANING FEE WILL BE APPLIED UPON DEPARTURE.
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Bedroom 4 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
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For homebuyers and sellers, our Attorney Network:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $16,000 | $16,000 | $16,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $88 | $95 | $128 |
| Total Monthly Payment | $163 | $170 | $203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.