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Built in 2020, this Seagate 3-bedroom, 2-bath home invites you to slow down and savor life on a quiet saltwater canal. This beautiful home offers all the pleasures of waterfront living—without the maintenance of a pool or dock. Inside, natural light flows through the HOME, and elegant modern tile flooring keeps the house cool and easy to maintain. There are also 2 attic fans, cooling the house down. The stylish kitchen blends perfectly with the open living and dining areas, creating the perfect setting for relaxed mornings or evenings shared with friends. The primary suite offers a calming retreat with a walk-in shower and a spacious walk-in closet. Step outside to the open patio, where you can listen to the soft rustle of trees, and watch boats glide by. The private backyard includes raised gardens. The planters are perfect for growing fruits and vegetables, offering a sustainable supplement to everyday living costs. Another smart feature of this home is the owned solar panel system, which keeps energy costs as low as $25/month, and with electric bills skyrocketing that is quite a monthly saving! Beyond its wonderful location, this home offers a smart, sustainable way to live beautifully and efficiently. As an added bonus, Long Creek Nature Preserve is just moments away, inviting you to explore scenic walking trails, kayak launches, and spots where you can watch native birds and other wildlife. Every day at this home feels like the Florida getaway you’ve been dreaming of, with minimum running costs. Great Investment ! No HOA FEES!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $332 | $332 | $332 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,946 | $2,023 | $2,645 |
| Total Monthly Payment | $2,353 | $2,430 | $3,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.