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Discover coastal living at its finest in this beautifully updated 3 bedroom, 2 bath stilt, home with pool located on one of the best Deep-Water canals in Gulf Harbors just 5 minutes to the Open Gulf. . . . . . . . . . Elevated for peace of mind, this home offers exceptional protection from water intrusion while delivering stunning water views and luxurious outdoor living.
Enjoy a two-story rear deck with amazing sunset views overlooking the Water, Canal, and Pool. The expansive covered outdoor lounge features a TV and kitchen—perfect for entertaining year-round. Boaters will love the 10, 000 lb boat lift, Deep Water Gulf Access, and being just 5 minutes to the Open Gulf.
Inside, the home features an open-concept layout, a cozy fireplace, extra full bath in the garage, It may be possible to fit more than 3 cars in the garage. impact-rated windows (2020), and a long list of major updates for effortless living. Gulf Harbors residents also enjoy access to a Private Beach, community park, and the true Florida waterfront lifestyle. Gulf Harbors is known for it's boat parades, golf cart parades, concerts at the beach and Civic Center and so much more fun Social Activities that Gulf Harbors provides. . . . . . .
Major Upgrades Include:
• Plumbing updated (2019)
• New roof (2020)
• Air conditioner (2020)
• New front & back maintenance-free decks (2020)
• Flood vents for improved insurance rates (2020)
• Exterior paint (2020)
• Spray-foam patio insulation & finished patio ceiling (2021)
• New boat lift (2021)
• Pool converted to saltwater (2020)
• New impact hurricane windows & sliders (2020)
• Sea wall updated (2019)
• Added attic insulation (2022)
• Updated fireplace (2022)
• New floating dock (2021)
• Garage ceiling sheetrock (2022)
• New flooring (2022)
• Popcorn ceiling removed (2022)
• Walls & ceilings repaired, retextured, and new interior paint (2022)
• Extended driveway + 30-amp service (2021)
• Water heater (2020)
This home is the perfect blend of waterfront luxury, peace of mind, and modern upgrades—all in one of the most desirable boating communities on the Gulf Coast.
AWESOME AFORDABILITY. . . . . . My seller only pays $653/yr for Flood Insurance NFIP Policy that is TRANSFERABLE TO THE NEW BUYER and Only $2558 / yr for Home Owners Insurance. There is a VA assumable loan at 2. 75% that could be assumable with a large down payment. Ask listing agent for details. . . .
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,049,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $839,999 | $839,999 | $839,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.750% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 5.585% | 5.806% |
| Monthly Tax Payment | $28 | $28 | $28 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,704 | $4,902 | $6,919 |
| Total Monthly Payment | $4,857 | $5,055 | $7,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.