|
A delightful 4TH Floor 2BD 2BA 1350 sq ft with NO Land Lease and a CARPORT. Just steps to the shores of St Pete Beach, close to unit 424. (No Landlease) It has 1350 SQ FT and includes a large Florida Room with Sunny southern island exposure, complemented with newer windows letting the light stream in and enjoy its panoramic views. The Northern Island Views from the Front Door of the Condo are amazing too, especially as you walk from the elevator. Chairs are only allowed, temporarily; most bring them out for sunset and dusk! 2 laundries on every floor. Laundry and storage lockers are convenient to grab a beach chair to sit and enjoy your neighbors and the Gulf breezes! Both HOAs share all the amenities socially, except for a Shed. The West clubhouse has a Gym and a Game Room. The other Clubhouse is a Party meeting/event room. The lawns on the West are magnificent. The long waterfront walkable seawall on the East shares 2 huge newer dock/deck's with lots of seating to enjoy on the Bay with intracoastal and open water views. You will love the moonrise. Both large docks are newer, great for sitting and fishing! FYI, buy this year if you want to make it your FL full-time Residence and cap your Taxes. Also, don't miss the timing. Call today, FYI Owner's guests leave April 3rd. As FIRPA applies closing time will not happen till the owner returns in early April from Ireland!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$302,623
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $242,098 | $242,098 | $242,098 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $443 | $443 | $443 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,375 | $1,450 | $1,930 |
| Total Monthly Payment | $1,893 | $1,968 | $2,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.