704 BIMINI LANE, Punta Gorda, FL, 33950 | $499,900

NEVER FLOODED | HIGH & DRY AT 9’ ELEVATION | $65, 000 PREMIUM ALUMINUM ROOF | 133FT SEAWALL | POWER BOAT SECTION | NO HOA

Discover incredible potential in this exceptionally maintained 3-bedroom, 2-bathroom canal-front home located in the highly desirable Power Boat section of Punta Gorda Isles with beautiful mature landscaping. Tucked away on a quiet cul-de-sac surrounded by fantastic neighbors and expensive waterfront estates, this custom-designed, custom-designed well kept residence has incredible "good bones. " It offers the rare opportunity to bring your own vision to a rock-solid, well-built home in a premier location!

Unbeatable peace of mind comes standard here. Sitting high and dry at a rare 9-foot elevation, this home has absolutely zero history of flooding, water intrusion, or hurricane damage. Add in the highly coveted assumable flood insurance, full hurricane-impact windows, and a brand-new $65, 000 premium aluminum roof (installed in 2022), and you have an incredibly secure investment. For added safety, fire and police protection are located within just 1 mile.

A true boater's paradise, the property boasts a massive 133-foot seawall that can easily accommodate a large power boat. Relax on your private dock or the screened lanai and take in the spectacular water views that stretch in both directions down the canal—not just straight across! Enjoy quick, direct boating access to Charlotte Harbor and the Gulf of Mexico. Catch big fish right from your backyard, or simply watch the dolphins and manatees that make regular appearances.

Inside, you’ll find a bright, open living and dining area framed by vaulted ceilings, showcasing beautiful water views from all rooms on the north side of the home. Three-panel sliding doors disappear when open, creating a seamless indoor-outdoor living experience that flows perfectly onto the lanai. The space is accented with rich, solid wood crown molding, trim, and doors. The kitchen features a cozy breakfast nook, a convenient pass-through bar window to the lanai, and a spacious butler’s pantry. The home is equipped with an upgraded HVAC system (featuring built-in humidity control and an air freshener) and premium water systems (whole-home softener, triple-filtered water, and reverse osmosis). The split-bedroom layout ensures privacy, with a generous primary suite opening directly to the lanai. Storage is abundant throughout, including a dedicated laundry room and a spacious 2-car garage with a utility sink.

Location is everything, and this home is just one mile from it all! You are steps away from the Harbor Walk, a local dog park, and a gym right around the corner. Indulge in Punta Gorda’s vibrant culinary scene with quick access to incredible local eateries—including the best-in-state Irish pub, an authentic English pub, and top-tier seafood at Fisherman’s Village. Historic Downtown Punta Gorda, waterfront parks, pickleball, golf courses, and the scenic "Ring Around the City" trail are all at your fingertips.

This home offers the perfect combination of structural integrity, unmatched storm protection, and luxury waterfront lifestyle. Don't miss your chance to upgrade this gem and make it your dream home. Schedule your private showing today!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1980
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,830
  • Acreage: 0.26
  • Est. Taxes: $4,055
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8446019
  • Days on Market: 144 days
  • Website: https://www.raveis.com
    /prop/TB8446019/704biminilane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2026 3:07:53 AM)
Listing courtesy of Redfin Corporation   Phone: 617-458-2883

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

704 BIMINI LANE, Punta Gorda, FL, 33950

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $338 $338 $338
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,366 $2,462 $3,241
Total Monthly Payment $2,779 $2,875 $3,654

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.