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Don’t miss the chance to own this rarely available 3-bedroom, 2-bath first-floor condo offering 1, 463 sq. ft. under air for under $200, 000 in the sought-after Heritage Oak Park. It includes a 1-car carport, a spacious detached storage unit (#E101), and an optional detached 1-car garage (#10-3). Enjoy a private, wooded, park-like view from the screened lanai. With low quarterly condo fees of $925, the spacious floor plan features a large great room with a transom window for natural light and a bay of sliders leading to the lanai. The kitchen opens to the great room and offers a breakfast bar, closet pantry, breakfast nook, and all appliances. The master suite boasts a walk-in closet, lanai access, and an ensuite bath with dual sinks and a walk-in shower. Two additional bedrooms are located at the front, with one featuring French doors perfect as a den or office. There’s also an interior laundry room with full-size washer and dryer and upper cabinets. Other highlights include ceiling fans, window treatments throughout, tile flooring in wet areas, and hurricane shutters on all windows and doors. Recent updates include a new shingle roof (2022) and new carports (2024). Heritage Oak Park is a vibrant gated community in the Murdock area of Port Charlotte, designed around majestic native oak trees, offering a peaceful, country-like setting with quick access to shopping and dining. Amenities include a clubhouse, heated pool, library, billiards room, fitness center, shuffleboard, bocce ball, tennis courts, pickleball, a walking path around the lake, and a full activities calendar planned by an on-site director.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $306 | $306 | $306 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $908 | $958 | $1,275 |
| Total Monthly Payment | $1,289 | $1,339 | $1,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.