20 Whitestone Road, #1486, Sound Beach, NY, 11789 | $559,000

The possibilities are endless with this 4 Bedroom, 2 Bath Hi-Ranch, offering a unique opportunity seldom found on the market. A rare find for car lovers, hobbyists, or contractors alike—the 34 x 24 detached three-bay garage is as functional as it is impressive, featuring expansive interior space, soaring ceilings, and three roll-up doors, including one extra-tall bay ideal for trucks, boats, or equipment. A secondary driveway provides direct access to the garage, offering convenience and privacy for guest parking as well as effortless loading and unloading. Whether you need additional space for your trade, collection, or creative pursuits, this setup delivers unmatched versatility. Designed with efficiency in mind, this home includes fully owned solar panels and multiple split-duct climate-control systems for modern, cost-effective comfort. Beautifully updated full bath showcasing timeless tilework and thoughtful design. The space features a soothing neutral palette with an abundance of designer tile accented by a decorative mosaic border, along with accessibility grab bars for added safety and convenience. An oversized vanity and large mirrored medicine cabinet provide exceptional storage, creating a perfect blend of function, style, and comfort. Additional highlights include a granite eat-in kitchen with stainless steel appliances, gleaming hardwood flooring, and an attached garage, making this property a rare four-garage home. Major updates have been completed for peace of mind, including the roof, Andersen windows, vinyl siding, and 200-amp electric service. The lower level offers a spacious open den with a wet bar, plus a bedroom and full bath with shower and private outside entrance—an ideal setup for guests, extended family, or potential multigenerational living.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Hi Ranch
  • Year Built: 1970
  • Garage: 4-car
  • Heating: Hot Water, Oil, Other
  • Cooling: Ductless
  • Approx Sq. Feet: 1,440
  • Acreage: 0.28
  • Est. Taxes: $10,664
  • Elem. School: Frank J Carasiti Elementary School
  • Middle School: Rocky Point Middle School
  • High School: Rocky Point High School
  • School District: Rocky Point
  • Appliances: Dishwasher, Refrigerator
  • MLS#: 922534
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/922534/20whitestoneroad_soundbeach_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Fortune Realty of LI Inc   Phone: 631-320-0800

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 Whitestone Road, #1486, Sound Beach, NY, 11789

$559,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $447,200 $447,200 $447,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $889 $889 $889
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,539 $2,678 $3,566
Total Monthly Payment $3,520 $3,659 $4,547

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.