4430 SW 177TH STREET, Ocala, FL, 34473 | $680,000

One or more photo(s) has been virtually staged. INCREDIBLE PRICE IMPROVEMENT!!!

Custom 4-bedroom, 3-bath home on a full acre in Ocala, offering space, privacy, and a level of detail you won’t find in a typical new build. Completed in 2025, this owner-built property reflects a thoughtful, multi-phase construction process carried out over approximately 10 years.

Designed with intention, the home showcases extensive upgrades throughout, including crown molding, tray ceilings, and custom detailing that extends from the interior to the exterior window finishes. Every space was built with care, creating a one-of-a-kind feel that stands apart from mass-produced homes.

With approximately 5, 000 square feet of living space, the layout is open and versatile, featuring multiple living areas ideal for entertaining, a media room, game room, or additional family space.

Because the home was constructed over time, components were installed at different stages. The roof reflects the earlier phase of construction, while the HVAC systems have been updated more recently, offering a blend of established construction and newer improvements.

Additional features include a 2-car garage with epoxy flooring, dual AC units, propane gas from an in-ground tank, private well, and septic system. No HOA restrictions.

Set on a full acre, the property offers room to expand with plans already in place for a future custom pool. The north-facing orientation allows for excellent sun exposure, and with no rear or right-side neighbors, the setting provides long-term privacy and a peaceful environment.

If you’re looking for space, flexibility, and a home with character and craftsmanship, this property delivers a rare opportunity to enjoy country-style living with convenient access to nearby amenities.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 175 x 250
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,253
  • Acreage: 1
  • Lot Size: 175 x 250
  • Est. Taxes: $607
  • Elem. School: Sunrise Elementary School-M
  • Middle School: Horizon Academy/Mar Oaks
  • High School: Dunnellon High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Water Filtration System
  • MLS#: TB8449375
  • Days on Market: 121 days
  • Website: https://www.raveis.com
    /prop/TB8449375/4430sw177thstreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2026 10:36:04 PM)
Listing courtesy of ELEVE REAL ESTATE LLC   Phone: 407-743-7472

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4430 SW 177TH STREET, Ocala, FL, 34473

$680,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $544,000 $544,000 $544,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.410% 5.595%
Monthly Tax Payment $51 $51 $51
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,175 $3,350 $4,409
Total Monthly Payment $3,318 $3,493 $4,552

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.