1 VISCAYA LANE, #2204, Palm Coast, FL, 32137 | $520,000

Viscaya at Hammock Dunes for those who love the privacy of single-family living without the upkeep and want condominium carefree lifestyle. This beautifully upgraded Carriage Home is located just a few hundred yards from the beach walk-over and a pristine location of the Atlantic Ocean. An irresistible bright and open floor plan with new impact-resistant glass French Doors leading out from the Dining/Kitchen/Family room to the 33' screened in Lanai overlooking lake and fountain. Here you will enjoy sumptuous ocean breezes and sounds of the waves. A second set of new French Doors are in the Primary Bedroom for a relaxing setting, site and sounds of the ocean. The Primary bath offers a walk-in closet, separate tub and shower, & double sink vanity. An additional flex area is ideal for office, den, or 3rd bedroom. Maximum enjoyment and minimum fuss with a New & Paid Roof scheduled for installation 2026, and the attached 2 car garage door opener was just installed 2/13/26 with all new components: shaft, cables, brackets, rollers etc. Furnishings are also negotiable and additional guest parking areas are out front. This end unit is also walking distance to the renowned Hammock Dunes Club and practice range. An incredible value to call Hammock Dunes Home. Membership to the award-winning Hammock Dunes Club is available, though not mandatory. This membership grants access to two renowned Audubon-certified 18-hole golf courses, two stunning clubhouses, casual and oceanfront dining, tennis, pickleball, bocce, oceanside croquet, a state-of-the-art fitness center, an oceanside pool and spa, a splash pad, and a wealth of activities and friendships that can last a lifetime. Conveniently located just three miles from I-95, this home offers easy access to Daytona, Orlando, Jacksonville, and Flagler Executive Airports. A SPECIAL VALUE & OPPORTUNITY TO MAKE HAMMOCK DUNES YOUR HOME.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Complex: HAMMOCK DUNES
  • Year Built: 1998
  • Approx Sq. Feet: 1,837
  • Acreage: 0.24
  • Est. Taxes: $2,108
  • Condo Fee: $1,228 Monthly
  • Lot Desc: Cul-De-Sac, Sidewalk, Street Dead-End
  • View: Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: FC314135
  • Days on Market: 89 days
  • Website: https://www.raveis.com
    /prop/FC314135/1viscayalane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/18/2026 9:32:07 PM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1 VISCAYA LANE, #2204, Palm Coast, FL, 32137

$520,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $416,000 $416,000 $416,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.132% 5.522%
Monthly Tax Payment $176 $176 $176
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,329 $2,491 $3,344
Total Monthly Payment $2,597 $2,759 $3,612

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.