36 SADDLEBAG TRAIL S, Lake Wales, FL, 33898 | $149,900

Beautiful move-in ready one bedroom, 1. 5 bathroom fully furnished and turnkey home located in the sought after 55+ pet friendly and gated community of Saddlebag Lake Resort, where you own the land. The home will sleep up to 7, with the electric split king adjustable bed, 2 sofa beds and a portable cot, so the whole family can gather here. Totally remodeled, repiped and 4-point inspection passed, the home has undergone a massive amount of upgrades, including a new extra large concrete drive, new extra large carport, new windowed screen room with mini-split air and heat, new kitchen with granite counter tops and stainless steel appliances, new bathroom with granite counter top, new luxury vinyl flooring throughout, half bath with granite counter top and stacking full size washer and dryer. All the appliances and furniture are new within the last three years. The standing metal seamed roof is said to be life time. The large yard is beautifully landscaped and recently surveyed, and there is a really nice workshop with lots of tools. The central HVAC system was replaced in 2018. The golf cart is included in the sale, and it's batteries were replaced just last year. This modern home is equipped with a camera system and Alexa, for turning on your lights with voice activation. When you can pull yourself away from the home, check out all the resort has to offer. You'll feel like you're on vacation every day, with the sparkling heated community pool, screen enclosed hot tub, tennis and pickle ball courts, shuffleboard and horse shoes, a driving range, fitness center, saunas, a rec room with pool tables, and of course access to the lake for boating and fishing. There's even a dog park for your furry family members. There is truly something for everyone here, and all the amenities are included in your low quarterly HOA dues, as are your water, sewer and trash pick-up. Come for the winter or live here year round, you don't want to let this one get away so call now for your private tour!

Features

  • Amenities: Clubhouse, Fitness Center, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 1
  • Baths: 1 full / 1 half
  • Laundry: Inside
  • Year Built: 1985
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 954
  • Acreage: 0.12
  • Est. Taxes: $1,187
  • HOA Fee: $680 Quarterly
  • Lot Desc: Corner Lot
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: K4903143
  • Days on Market: 53 days
  • Website: https://www.raveis.com
    /prop/K4903143/36saddlebagtrails_lakewales_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2026 7:02:13 AM)
Listing courtesy of BENDER REALTY, LLC   Phone: 863-223-8708

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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36 SADDLEBAG TRAIL S, Lake Wales, FL, 33898

$149,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $119,920 $119,920 $119,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $99 $99 $99
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $690 $718 $956
Total Monthly Payment $864 $892 $1,130

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.