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Life at Joe’s Pond just hits different, and this cottage leans fully into that lakeside feeling. Recent updates blend seamlessly with its cottage-core charm, giving the whole space a comfortable, easygoing flow. Start with the covered front porch, the perfect welcome spot for dropping bags, kicking off sandals, or settling into a slow afternoon. Inside, the sunny kitchen features a farmhouse sink and great cabinet storage, ideal for easy meal prep or gathering with friends. The large living room gives you plenty of room to relax by the wood stove, while the dining room adds a sweet touch with its built-in hutch and cozy brunch vibes. And the enclosed porch overlooking the lake… that’s your after-lake-fun sanctuary. Morning coffee, golden-hour chats, unwinding with the sound of the water, it’s all right there. A convenient three-quarter bath completes the main level. Upstairs features three bedrooms and a second three-quarter bath, offering comfortable space for everyone. Now here’s the bonus… an oversized, detached three-bay garage. Laundry hookups, room for cars, boats, kayaks, toys, gear, plus the rare luxury of extra parking at the lake. It’s a total upgrade. The lot offers space to enjoy, along with your dock for smooth access to days on the water. Joe’s Pond is beloved for its friendly community vibe, calm paddling mornings, big sunset colors, great fishing, and that classic NEK mix of fun and tranquility.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/27/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$699,000
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.557% | 5.920% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,353 | $3,489 | $4,606 |
| Total Monthly Payment | $3,445 | $3,581 | $4,698 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.