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Situated on the western side of River Road on 1. 5 Acres, this 1898 New England Colonial is surrounded by conserved farmland. It has a ROW to the Connecticut River, and has been lovingly cared for by its current owners. The home exudes charm, upon entering from the driveway you are greeted by a large, open kitchen with attached dining space. The kitchen has soapstone countertops with a large island incorporating sinks and the dishwasher, as well as a formal dining space adjacent to the kitchen and access into a pantry as well as the attached garages. The formal living room for the home has several seating options and includes a propane-insert stove for cooler seasons. The home has five bedrooms, one of which is on the first floor and adjacent to the 3/4 bathroom with a shower. A comfortable office, music room, or play space sits adjacent to this first floor bedroom. The grand staircase brings you upstairs to four of the bedrooms and a full bathroom. Each room has natural light, a quiet, local view, but with some of the bedrooms offering long range views out into the Connecticut River Valley. The landscape outside of the home is level, ready for recreation or hobby farming, and includes a tracking solar panel to provide power generation. Quietly located outside of metro-hustle, but with proximity to anything that you could need. A charming, historic offering, immaculately represented.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $559 | $559 | $559 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,778 | $2,892 | $3,858 |
| Total Monthly Payment | $3,429 | $3,543 | $4,509 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.