4048 PHOENICIAN WAY, Winter Haven, FL, 33884 | $435,000

SELLER MOTIVATED!! Welcome to an exceptional opportunity in Lake Ashton West, where refined elegance meets effortless resort-style living. This highly upgraded 3-bedroom, 2-bath St. John floor plan—with a versatile office or additional living space—offers a residence that is nothing short of breathtaking.

From the moment you arrive at the beveled double French glass door entry, a sense of sophistication unfolds. Inside, the home reveals impeccable craftsmanship at every turn—graceful round columns frame the formal dining area, while raised archways seamlessly guide you into the heart of the home. The great room is a true showpiece, highlighted by coffered ceilings with recessed lighting, crown molding, and expansive 8-foot triple sliders that invite natural light to pour in while opening to the lanai.

The kitchen is designed to impress and perform, featuring 42-inch raised-panel custom cabinetry with crown molding, gleaming granite countertops, stainless steel appliances, pendant lighting, and an abundance of drawer storage. A breakfast bar and adjoining nook create the perfect setting for both casual mornings and elegant entertaining.

Thoughtfully designed with a split-bedroom layout, privacy is paramount. The primary suite is a tranquil retreat, offering serene views and direct lanai access. The en-suite bath elevates daily living with dual walk-in closets, double vanities, a soaking tub, a walk-in shower, and a dedicated linen closet.

Step outside to the expansive screened lanai, where sweeping views of the 13th hole, a peaceful pond, and surrounding nature create a picturesque backdrop for relaxation or gathering with friends. Every inch of this home reflects meticulous care—this is a property that has been exceptionally maintained, offering peace of mind with no concerns awaiting its next owner.

Beyond the home, Lake Ashton delivers an unparalleled lifestyle. This premier 55+ golf community is rich with amenities, including a movie theatre, bowling alley, pickleball, tennis, bocce courts, fitness centers, pools, dog parks, and two beautifully appointed clubhouses. Enjoy access to fishing, a private marina, boat ramp, and the security of 24-hour guard-gated entry with private roads. The Health and Fitness Center further enhances the experience with an indoor pool, sauna, racquetball, and basketball courts. Endless clubs, social events, dances, and entertainment ensure there is always something to enjoy.

With a newer roof installed in 2021 and all appliances included, this home is move-in ready and waiting to be enjoyed.

Opportunities like this do not linger—schedule your private showing today and experience firsthand why this home stands apart.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2007
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,354
  • Acreage: 0.18
  • Est. Taxes: $8,124
  • HOA Fee: $60 Annually
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: O6361389
  • Days on Market: 178 days
  • Website: https://www.raveis.com
    /prop/O6361389/4048phoenicianway_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 7:47:10 AM)
Listing courtesy of HEROES REAL ESTATE GROUP LLC   Phone: 407-947-6420

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4048 PHOENICIAN WAY, Winter Haven, FL, 33884

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,000 $348,000 $348,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $677 $677 $677
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,143 $2,257 $2,913
Total Monthly Payment $2,895 $3,009 $3,665

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.