358 MONIKA Place, Saint Augustine, FL, 32080 | $449,900

Low Maintenance Single Family Home Perfect for Easy Living on Anastasia Island Just Blocks from the Beach! Discover Coastal Comfort in this Beautifully Updated 2+ Den Patio Home located in the sought-after gated community of SeaGate (South). Perfectly perched on a desirable corner lot, this residence offers effortless indoor-outdoor living and convenient access to the best of St. Augustine's Anastasia Island lifestyle. Step inside to a bright, open layout featuring high ceilings, transom windows, newly installed LVP flooring and geometric accent wall all nicely enhance the home's modern aesthetic. The updated kitchen shines with gorgeous granite countertops, stainless steel appliances, and ample cabinetry. An ideal space for both casual meals and entertaining. The primary suite is a serene retreat complete with a large walk-in closet, dual vanity, water closet, and a step-in shower ensuite. Charming barn doors provide privacy and style while opening to an oversized sunroom/den, perfect for a home office, reading nook, play space, or additional lounge space. Outside, enjoy a maintenance-free, private, walled tropical backyard and take in the sunset on the charming covered front porch. Two Car Garage offers 20 AMP Car Charger. Situated in a vibrant community, you'll enjoy resort-style amenities including a sparkling pool, tennis and pickleball courts, clubhouse, and an Intracoastal observation park. All this, just moments from the sandy shores of St. Augustine Beach. Live the Florida lifestyle with comfort, convenience, and coastal charm. This island home is ready for you to move in and enjoy! Super low monthly HOA of only $285 month includes YARD maintenance, lawn irrigation, controlled access, and community amenities. AC/HVAC 2021. Water Heater 2018. Re-piped 2018. Roof 2014. Seller moving to be closer to family. BRING ALL OFFERS!

Features

  • Amenities: Pool, Clubhouse, Gated, Maintenance Grounds, Management - Off Site, Park, Pickleball, Tennis Court(s)Street Lights, Gated
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 45x100
  • Laundry: Electric Dryer Hookup
  • Style: Cottage, Patio Home
  • Year Built: 1990
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,526
  • Acreage: 0.11
  • Lot Size: 45x100
  • Est. Taxes: $4,228
  • HOA Fee: $285 Monthly
  • Lot Desc: Corner Lot
  • View: Pond, Trees/Woods
  • Elem. School: W. D. Hartley
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2118207
  • Days on Market: 183 days
  • Website: https://www.raveis.com
    /prop/2118207/358monikaplace_saintaugustine_fl?source=qrflyer
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Listing courtesy of WORTH CLARK REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

358 MONIKA Place, Saint Augustine, FL, 32080

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $352 $352 $352
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,216 $2,305 $3,013
Total Monthly Payment $2,643 $2,732 $3,440

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.