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Presented by
Maria Skamangas |
145 Baldwin Place, a truly warm and inviting 5 bedroom, 2. 5 bath home situated in the Cutchogue Park District, on a 2-acre corner lot, and in the heart of the North Fork. Upon arriving, you'll notice a charming covered mahogany front porch. As you step inside, you are greeted by a sun-drenched foyer with cathedral ceilings. To the right, a formal dining room. To the left, a flex room that can serve as a den, library, family room or possible main floor bedroom. Continuing towards the back of the house is an open concept living room, complete with a cozy woodburning fireplace, that seamlessly blends into the expansive chef's kitchen. An oversized island offers plenty of workspace, while a walk-through pantry, laundry room and mudroom provide practical solutions for everyday living. A year-round sunroom offers a tranquil space to enjoy views of the large backyard and patio. Upstairs is a spacious primary bedroom with vaulted ceilings, multiple closets and a large ensuite bathroom plus four additional bedrooms and a full bath. There is also a full walkup attic, an unfinished basement with 9' ceilings and an attached two car garage - these spaces offer endless potential for storage or customization to suit your needs. This home is just a few blocks from the water, providing direct access to the serene Peconic Bay. This year-round home or vacation retreat, with plenty of room for a pool and guests, can be your North Fork dream come true!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,849,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.262.1758
Maria.Skamangas@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,479,200 | $1,479,200 | $1,479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.214% | 6.361% | 6.203% |
| Monthly Tax Payment | $1,242 | $1,242 | $1,242 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,515 | $9,108 | $12,482 |
| Total Monthly Payment | $9,882 | $10,475 | $13,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.