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Introducing 46 Mount Grey Road, Setauket — a rare North Shore waterfront gem that redefines luxury coastal living. Set on nearly two private acres, this expanded 4-bedroom, 2. 5-bath ranch is currently under renovation and being offered pre-sale, giving its next owner the exclusive opportunity to select their own custom paints and finishes before completion. Step inside and experience the bright, open-concept design, where the kitchen, dining, and living areas flow seamlessly together. The kitchen’s oversized bay windows offer uninterrupted panoramic water views, filling the home with natural light and creating a stunning backdrop for everyday living and entertaining. Enjoy cozy evenings by the den’s fireplace or host gatherings on the brand-new rear paver patio, all while taking in breathtaking sunsets over the water. The primary bedroom suite is a showpiece — featuring incredible water views, a private en suite spa-style bathroom, and a large pass-through closet that perfectly balances comfort and sophistication. Completing this exceptional home is a 2-car attached garage and an oversized driveway, providing plenty of parking for guests and convenience for a large family. Please note: Some photos shown are renderings of the soon to be completed exterior design and 3D floorplans of the newly revised layout currently under construction. Additional photos of finished kitchens and bathrooms are from our client’s previous projects, meant to demonstrate the exceptional craftsmanship and quality finishes that will be delivered upon completion — not the home’s current condition. Enjoy year-round water vistas and sunsets from this extraordinary property, perfectly situated in one of Setauket’s most desirable waterfront communities. Don’t miss this rare opportunity to customize your dream home before it’s complete — luxury waterfront living awaits at 46 Mount Grey Road.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,320,000 | $1,320,000 | $1,320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 5.984% | 5.806% |
| Monthly Tax Payment | $2,891 | $2,891 | $2,891 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,187 | $7,808 | $10,873 |
| Total Monthly Payment | $10,203 | $10,824 | $13,889 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.