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921 LADYFISH TRAIL, St. Cloud, FL, 34771 | $681,000
Under Construction. What's Special: Bonus Room | East Facing Lot | Flex Room | Gourmet Kitchen. New Construction – January Completion! Built by Taylor Morrison, America’s Most Trusted Homebuilder. Welcome to the Java at 921 Ladyfish Trail in The Waters at Center Lake Ranch. From the inviting porch, step into the foyer where the spacious great room comes into view, creating a warm and welcoming centerpiece. At the front of the home, two secondary bedrooms share a full bathroom, while a nearby study provides a quiet retreat. The gourmet kitchen features a large island, ample counter space, and a corner pantry, all flowing seamlessly into the great room for easy entertaining. The first-floor primary suite includes a spa-inspired bathroom with dual vanities, a walk-in shower, and a generous walk-in closet. Upstairs you will find a cozy loft, a fifth bedroom with a walk in closet and a full bathroom. The Waters at Center Lake Ranch is part of a 2, 050-acre master-planned community offering scenic trails, parks, and conservation areas, all just minutes from Lake Nona’s Medical City. Additional highlights include: Gourmet kitchen, a study, a loft and bedroom 5. Photos are for representative purposes only. MLS#O6361367
Features
- Amenities: Basketball Court, Playground, Pool
- Rooms: 9
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: Inside
- Style: Craftsman
- Year Built: 2026
- Garage: 3-car Driveway, Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,721
- Acreage: 0.16
- Est. Taxes: $0
- HOA Fee: $258 Quarterly
- Elem. School: Narcoossee Elementary
- Middle School: Narcoossee Middle
- High School: Harmony High
- Pet Policy: Breed Restrictions, Yes
- Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range
- MLS#: O6361367
- Days on Market: 53 days
- Website: https://www.raveis.com
/prop/O6361367/921ladyfishtrail_stcloud_fl?source=qrflyer
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC Phone: 407-756-5025
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
921 LADYFISH TRAIL, St. Cloud, FL, 34771
$681,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $544,800 | $544,800 | $544,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,093 | $3,263 | $4,344 |
| Total Monthly Payment | $3,185 | $3,355 | $4,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388