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Welcome to your cozy piece of paradise in the highly sought-after Sunny Shores community! Currently operating as a successful short-term rental, this beautifully updated and turn-key furnished home offers an incredible opportunity for its next owner — whether you wish to continue its rental success or make it your own personal getaway. Enjoy the freedom of no rental, age, deed, or pet restrictions, and best of all – no lot rent. You own the land, giving you full control over your property. Plus, take advantage of the community boat ramp, making it a dream location for boating enthusiasts. Completely remediated with quality materials following recent storms, this home is move-in ready and built with the future in mind. The open-concept layout features a spacious living room and a modern kitchen with stunning butcher block countertops and brand-new lower cabinets. A versatile bonus room provides the perfect space for a second bedroom, home office, or den. With two generously sized bedrooms and a full bathroom, this home offers a comfortable and practical living space. The screened-in porch invites you to unwind and enjoy Florida’s beautiful weather year-round. Say goodbye to the limitations of traditional communities! Sunny Shores gives you the freedom to live on your terms. For just $80/year, the optional HOA provides access to a clubhouse with fantastic amenities including a fitness room, shuffleboard, pool table, library, and a variety of social activities. Located less than 2 miles from the pristine beaches of Anna Maria Island, and just steps from Sunny Shores Park and Palma Sola Bay, outdoor adventures like fishing, kayaking, and hiking are always within reach. And with Parrot Cove Marina’s boat ramp nearby, exploring the Gulf waters has never been easier. Whether you're looking for a full-time residence, vacation home, or income property, this home offers unlimited short- or long-term rental potential – with no restrictions. Don’t miss your chance to own a slice of the Florida dream. Schedule your showing today and start living the lifestyle you deserve in Sunny Shores!
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Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $99 | $99 | $99 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $817 | $875 | $1,180 |
| Total Monthly Payment | $991 | $1,049 | $1,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.