1047 LADYFISH TRAIL, St. Cloud, FL, 34771 | $520,000

Under Construction. What's Special: Oversized Lot | Close to Amenities | Flex Room | Covered Patio. New Construction – January Completion! Built by Taylor Morrison, America’s Most Trusted Homebuilder. Welcome to the Anastasia at 1047 Ladyfish Trail in The Waters at Center Lake Ranch! The spacious Anastasia floor plan offers a unique layout that’s perfect for Florida living. The angled foyer leads into a designer kitchen with a pantry and plenty of counter space, flowing effortlessly into the open dining room and great room. A private study with French doors sits just off the dining area, and the covered lanai is easily accessed from the great room through a pocket sliding door. The primary bedroom is tucked away for privacy and features a walk-in closet with generous storage. Its attached bathroom includes two separate vanities and an elegant oversized shower. Upstairs, a cozy loft overlooks the great room and is surrounded by three secondary bedrooms, one with a private full bath and the other two sharing another full bathroom. The Waters at Center Lake Ranch is part of the master planned Center Lake Ranch community, spanning 2, 050 acres just south of Lake Nona in Osceola County. Located along the Narcoossee corridor, this natural gas community offers exceptional value for those seeking new homes near Medical City. Residents enjoy a walkable neighborhood with thoughtfully designed streets, multi-use trails, recreational spaces, and conservation wetlands that enhance everyday living. Additional highlights include: gourmet kitchen, pocket sliding glass door out to the lanai, and an outdoor kitchen rough-in. Photos are for representative purposes only. MLS#O6361309

Features

  • Amenities: Basketball Court, Playground, Pool
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside
  • Style: Craftsman
  • Year Built: 2025
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,582
  • Acreage: 0.11
  • Est. Taxes: $0
  • HOA Fee: $84 Monthly
  • Lot Desc: Oversized Lot
  • Elem. School: Narcoossee Elementary
  • Middle School: Narcoossee Middle
  • High School: Harmony High
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Refrigerator, Tankless Water Heater, Washer
  • MLS#: O6361309
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /prop/O6361309/1047ladyfishtrail_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/2/2026 12:02:07 PM)
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC   Phone: 407-756-5025

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NMLS Mortgage Loan Originator ID 16953

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1047 LADYFISH TRAIL, St. Cloud, FL, 34771

$520,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $416,000 $416,000 $416,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,362 $2,528 $3,372
Total Monthly Payment $2,454 $2,620 $3,464

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.